Oladapo Oluyemi Aluko
Flower Mound,TX
Summary
A result-oriented professional with extensive multinational banking experience including (i) demonstrated leadership and team management skills focused on maximizing business profitability and personnel development (ii) Providing financial planning solutions to clients through risk asset management and loan advisory (iii) Expertise in customercentricity, problem-solving and long-term relationship building (iv) Recognized for consistently achieving exceptional audit performance and surpassing business development goals
Overview
16
16
years of professional experience
Work History
Branch Manager
United Bank for Africa
05.2015 - 02.2023
- Achieving 100% saving and current deposit budget through effective business relationship management.
- Created branch incentives for representatives, helping branch experience 45% increase in new customers.
- Worked with all business partners to assist clients in meeting their financial needs through cross selling services which led to 60% loan portfolio growth.
- Trained and mentored all employees which resulted in two employees being promoted.
- Recognized for consistently achieving exceptional audits by distributing checklists and holding individuals accountable for assigned operational duties.
- Conducted weekly/monthly/quarterly performance evaluations of direct reports, furthermore developing and monitoring individual plans for all direct reports and business partners.
Head Retail Credit Cluster Marketing
United Bank for Africa
09.2010 - 05.2015
- Develop and execute the retail credit cluster marketing strategy for a specific geographic area. This includes identifying target markets, developing marketing messages, and creating and managing marketing campaigns.
- Lead the team of marketing professionals in the development and execution of marketing campaigns. This includes providing direction, setting goals, and reviewing performance.
- Track and report on marketing results. This includes measuring the effectiveness of marketing campaigns and identifying areas for improvement.
- Build and maintain relationships with key stakeholders. This includes sales teams, product managers, and senior management.
- Develop and manage the marketing budget. This includes ensuring that marketing campaigns are within budget and that funds are allocated effectively.
- Work with other departments to ensure that marketing campaigns are aligned with the bank's overall business goals. This includes working with product development, sales, and customer service teams.
- Manage the risk associated with marketing activities. This includes ensuring that marketing campaigns are compliant with all applicable laws and regulations.
Profit Center Manager
United Bank for Africa
01.2008 - 09.2010
- Contributed to branch experiencing incremental profit within the first 3 months by creating intensive product training for the team members.
- Focused on Loan disbursement with customer satisfactions scores to 95% and higher by creating a team.
- Improved overall sales by 50%, increased profit margin and improved customer fulfilment.
- Hired, trained and supervised 15 working staff and developed ways to increase profitability of sales process, account retention, satisfaction.
- Established business relations with neighboring new and existing business owners to maximize the banks presence and commitments to serving the community.
- Prepared and evaluate costs and revenue of agreements to determine continued business profitability.
- Develop and maintain the team's budget. This includes identifying and forecasting revenue and expenses, and ensuring that the team is on track to meet its financial goals.
- Track and report performance. This includes analyzing financial data, identifying trends, and making recommendations to improve performance.
Compliance Officer
United Bank for Africa
11.2006 - 01.2008
- Drive KYC & EDD in every customer's account & qualifying transaction to prevent money laundering and terrorist financing in the bank.
- Provide AML/KYC compliance counseling, advisory and decision support services to the business units in line with KYC/AML policies and guidelines.
- Monitor the effectiveness and efficiency of channels for internal and external reporting of suspicious activity such as internal whistle blowing in line compliance reporting framework.
- Conduct compliance audits and investigations. This includes reviewing the bank's compliance program for gaps and weaknesses, and investigating allegations of non-compliance.
- Respond to regulatory inquiries and investigations. This includes working with regulators to ensure that the bank is in compliance with applicable laws and regulations.
- Develop and implement new compliance initiatives. This includes identifying new compliance risks and developing new policies and procedures to mitigate those risks.
- Work with other departments to ensure that the bank's compliance program is effective. This includes working with legal, risk management, and audit departments to ensure that the bank's compliance program is aligned with the bank's overall risk management framework.
- Manage the risk associated with compliance activities. This includes ensuring that the bank's compliance program is effective in mitigating the risk of non-compliance.
Education
MPA - Public Administration
Olabisi Onabanjo University
Ago-Iwoye, Ogun State, NigeriaBSc - Banking and Finance
Olabisi Onabanjo University
Ago-Iwoye, Ogun State, NigeriaSkills
- Leadership and Team Player
- Compliance Risk Management
- Technological Proficiency
- Resource Management
- Personnel Development
- KYC/AML Due Diligence
- Strategic Planning
- Fraud Care Specialist
- Education & Support
Core Competences
- Leadership and Team Player
- Compliance Risk Management
- Technological Proficiency
- Resource Management
- Personnel Development
- KYC/AML Due Diligence
- Strategic Planning
- Fraud Care Specialist
- Education & Support
Coursework
- Anti-money laundering (AML) Compliance
- Basic Accounting
- Leadership and Management
- Attitude Reorientation and Personal Effectiveness
- Effective Marketing Skill
- Credit Risk Policy
- Emotional Intelligence
- Banking Operations and Customer Service Excellence
- Fraud Care Specialist
Timeline
Branch Manager
United Bank for Africa
05.2015 - 02.2023
Head Retail Credit Cluster Marketing
United Bank for Africa
09.2010 - 05.2015
Profit Center Manager
United Bank for Africa
01.2008 - 09.2010
Compliance Officer
United Bank for Africa
11.2006 - 01.2008
MPA - Public Administration
Olabisi Onabanjo University
BSc - Banking and Finance
Olabisi Onabanjo University