Olubunmi Oluwaloni

Duties and Responsibilities

• Apply research and analytical methods to process complex data and identify unusual or potentially suspicious activity.
• Verify the identity of clients and assess the nature and purpose of their relationship with the financial institution to meet Know Your Customer (KYC) and Customer Due Diligence (CDD) requirements.
• Determine if fraudulent activity is present across customer products and profiles.
• Follow investigative protocols to identify suspects and determine BSA/AML & fraud typology involved.
• Assess if regulatory reporting thresholds are met based on suspect identification and activity.
• Open and prepare suspected BSA/AML & fraud cases in alignment with operational policies and procedures.
• Ensure consistent and well-documented analysis on High Risk customer (PEP) and Jurisdiction, following client and industry standards to support decisions.
• Clearly document investigative findings of sanction screening, adverse media, including supporting evidence for identified or non-identified BSA/AML & fraud.
• Work collaboratively with internal and external stakeholders to address system issues, request additional information, and resolve cases.
• Take necessary actions on accounts when fraudulent activity is identified, such as placing holds and following up with customers.
  Ensure all actions are timely and comply with legal, regulatory, and client requirements.
• Analyze findings and prepare detailed Suspicious Activity Reports (SARs) in compliance with regulatory requirements and client policies.
  Regulatory and Industry Expertise
• Maintain high-quality work independently and in collaboration with team members to ensure client satisfaction.
• Learn and follow client-specific systems, procedures, and processes.
  Adhere to client requirements while ensuring consistency in decision-making and reporting.

Duties & Responsibilities

• Reviewed customer documents and information to ensure compliance with KYC regulations.
• Verified customer identity using public records, financial databases, and other resources.
• Identified customer risk levels based on established criteria.
• Updated client profiles with relevant KYC information.
• Apply research and analytical methods to process complex data and identify unusual or potentially suspicious activity.
  Use data and metadata to detect suspicious patterns, including fraud rings.
• Determine if fraudulent activity is present across customer products and profiles while following investigative protocols to identify suspects and determine the fraud typology involved.
• Assess if regulatory reporting thresholds are met based on suspect identification and activity.
• Open and prepare suspected fraud cases in alignment with operational policies and procedures.
• Clearly document investigative findings, including supporting evidence for identified or non-identified fraud.
• Work collaboratively with internal and external stakeholders to address system issues, request additional information, and resolve cases.
• Take necessary actions on accounts when fraudulent activity is identified, such as placing holds and following up with customers.
  Ensure all actions are timely and comply with legal, regulatory, and client requirements.

Duties & Responsibilities
• Perform AML / Fraud alert/case reviews, seeking to mitigate risks associated to financial crimes and suspicious activity.
• Apply research and analytic techniques to digest complex information sets in order to make logical and adequately supported determinations in regard to unusual and potentially suspicious activity.
• Conduct an end-to-end meticulous review of potential illegal or suspicious activity and complete a time-sensitive and meticulous analysis of each instance of potential Anti-Money Laundering activity and/or suspicious financial activity across multiple jurisdictions and countries.
• Assess customer profiles and client data to identify whether activity is consistent with typical purchasing/payment activity, including Acceptable Use Policy adherence and Know Your Customer efforts.
• Determine whether fraudulent activity is present across customer products and work on different fraud typologies such as Credit /Debit Card fraud, Device compromise, Account take -over, Charge back, Crypto Currency etc.
• Place outbound call to clients / customers to verify and/or explain unusual or suspicious account activity, counsels account holders who are victims of fraudulent activity and conducts inquiries when situation warrants
•Reviews all aspects of suspicious activity, restricting accounts, calling, sending appropriate correspondence, etc
• Make determinations for potential Suspicious Activity Report (SAR) filings.
•Reviews all aspects of suspicious activity, restricting accounts, calling, sending appropriate correspondence, etc
•Write and file a UAR / SAR according to regulatory standard.