With a proven background in preparation and analysis, I possess exceptional communication and interpersonal skills, enabling effective relationship-building with clients and colleagues. My unwavering commitment to accuracy and attention to detail ensures a consistently satisfactory customer experience.
Overview
14
14
years of professional experience
Work History
Loan Servicing Specialist
Octane Lending
03.2024 - Current
Response for reviewing and processing state required notices (right to cure default letters, notices of strict compliance, etc.) Verifying eligibility and processing requests for loan modifications such as due date changes and extensions
Verify account corrections of customer information such as addresses, collateral information, and phone numbers within internal systems while navigating multiple platforms (Loanpro, right signature, Docusign, CDK,etc)
Review return payments and provide necessary account maintenance
Manage payment corrections such as fee modifications, interest correction, and reversals
Oversaw and modify Autopay, ACH direct pays
While processing loan flat cancellations, conduct the review of net trade accounts.
Finance Document Coordinator
AutoNation Audi of Plan
10.2022 - 03.2024
Verifies, prints, and tracks all documentation in each financial automotive transaction
Process finance transactions and ensure 100% compliance with state and federal laws regulations
Validate insurance policies, while confirming loan payoffs for trade in vehicles
File non-prime documents
Analyzes credit reports, with the ability to recognize a conventional deal and turns over accordingly
Respond to communication from customers and third parties, via telephone, email and written correspondence
Maintain accurate and organized billing records and documentation before sending it to the billing department
Working knowledge of CDK, Route One, etc.
Sales Associate - Part Time
Ralph Lauren
10.2022 - 12.2023
Greeting and interacting with customers at the door and on the sales floor
Achieve or exceed agreed upon annual and daily sales volume objectives
Checking and maintaining inventory of products while providing a memorable shopping experience.
Final Docs Specialist
Fairway Independent Mortgage Corporation
10.2020 - 08.2022
Making appropriate and intelligent decisions to identify deficiencies through a detailed, forensic review of each mortgage loan file
Successfully resolved and re-records defective documents cited by investors
Performs research of discrepancies in investor pipelines identified via escalation, aging, and/or system reporting
Facilitate the receipt of Investor's post purchase outstanding document reporting through multiple methods of delivery, including email, website, mailbox and courier
Obtain checks from accounting and complete the internal logs daily
Communicate status updates to internal/external teams for conditions within the pipeline as requested.
Senior Lien Release
Nationstar Mortgage/Mr. Cooper
05.2015 - 09.2020
Coordinator Successfully implemented projects and process improvements according to established timelines and strategic direction of the company
Communicates with borrowers,title companies, Attorneys offices and County Recorders offices to retrieve outstanding documents
Performs research of discrepancies in investor pipelines identified via escalation reporting
Manages a pipeline of conditions via the system of record and delivers
Review final documents received to various investors according to specific shipping requirements
Corrects and re-records defective documents cited by investors
Orders checks from accounting and completes internal logs as applicable.
Mortgage Loan Processor
Wingspan Portfolio Advisors, LLC
01.2011 - 05.2012
Conducted the review of all financial documents of customers undergoing loan modification
Interacted with process support, customer relationship managers, and underwriters to ensure the modification process is handled in an efficient, timely manner
Communicates with applicant, underwriters and creditors to resolve issues or questions regarding application information
Resolved borrower complaints by determining the cause of the issue, selecting and explaining the best solution to solve the problem
Expediting corrections or adjustment and following up to ensure resolution
Documented all conversations into Wingspan's system of record as well as successfully navigating the servicing system
90% post audit rate as a customer advocate.
Education
Skills
Excellent interpersonal skills, including ability to communicate clearly and concisely both orally and in writing with all levels of management
Strong verbal, written, organizational, customer service, negotiation and time management skills with attention to detail and accuracy
Resourceful problem solver who is adept at remaining calm in stressful situations and effectively assisting a variety of customers