Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Omar Cobreros

Rialto,CA

Summary

Results driven Product Analyst with experience in automating complex processes through decision rules software, driving operational efficiency and accelerating workflows. Skilled in leveraging data analysis to identify insights and streamline user procedures, resulting in faster loan approvals and improved accuracy. Demonstrated ability to collaborate with cross functional teams to enhance system performance and ensure compliance with evolving industry standards.

Overview

5
5
years of professional experience

Work History

Product Analyst

Loandepot
Foothill Ranch, California
08.2022 - Current
  • Income Automation: Collaborated with cross functional teams to develop and implement an automated income verification system that dynamically requests borrower documentation (paystubs ,W-2s, Verification of income) based on factors such as employment status, length of employment, and loan parameters, based on current lender guidelines.
  • Credit Automation: Early engagement in the development and implementation of automating the underwriting processes. Leveraged rules engine software (InRule) to create advanced credit report analysis algorithms, which enabled real-time, data-driven borrower conditions and underwriter decision-making. Improving loan accuracy and operational efficiency.
  • Miscellaneous Automation: Collaborated with business and product teams to automate the addition of borrower conditions based on specific lender guidelines, loan parameters, and program requirements, ensuring compliance, and reducing manual oversight. Resulting in faster, more accurate loan approvals.

Mortgage Closer

Loandepot
08.2020 - 08.2022
  • Utilized document review tools and automated systems to quickly validate mortgage documents for compliance with evolving lender guidelines, identifying discrepancies such as missing signatures, incorrect dates, and other errors with precision.
  • Maintained real-time awareness of industry changes to proactively adjust processes and prevent errors by analyzing lender guidelines and requirements daily.
  • Managed an individual pipeline of loans. Consistently met daily and monthly quotas by ensuring timely, error free loan closings and maintaining high productivity standards.

Education

High School Diploma -

Citrus High School
Fontana, CA
03-2013

Skills

  • Agile methodologies
  • JIRA project management
  • Inrule Decisions Engine
  • Microsoft SQL server
  • Microsoft Excel
  • Microsoft Visio
  • Microsoft PowerPoint
  • Confluence

Languages

Spanish
Professional

Timeline

Product Analyst

Loandepot
08.2022 - Current

Mortgage Closer

Loandepot
08.2020 - 08.2022

High School Diploma -

Citrus High School

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