Onajai Davenport
Cincinnati,OH
Summary
Dynamic Small Business and Commercial Underwriter at Cincinnati Financial with expertise in risk assessment and effective communication. Achieved a 30% increase in sales as a Sales Representative by building strong client relationships and delivering exceptional post-sales support. Proven leader with a keen ability to analyze market conditions and develop strategic policies.
Overview
5
5
years of professional experience
Work History
Small Business and Commercial Underwriter
Cincinnati Financial
Cincinnati, OH
01.2025 - Current
- Review loan applications, analyze financial documents, credit scores, and business plans to determine the eligibility of applicants for financing.
- Assess the risk involved in lending to a business by examining its financial health, cash flow, and ability to repay the loan. Including, but not limited to, looking at the business's revenue, existing debts, and overall market conditions.
- Decide whether to approve or deny loan applications and make recommendations for the terms and conditions of the loans.
- Communicate with loan officers, clients, and other stakeholders to clarify information and ensure that all necessary documentation is complete.
Sales Representative
Jeff Schmitt Auto Group Inc
Miamisburg, OH
07.2022 - 01.2025
- Maintain quality communication between customers, managers, financial officers, and service technicians.
- Manage customer accounts to secure customer satisfaction, repeat business, and long-term loyalty.
- Train and mentor new sales representatives.
- Retain excellent client satisfaction ratings through outstanding service delivery.
- Increased sales by 30% within first year.
- Develop and maintain comprehensive understanding of products, services and competitors to enhance sales presentations.
- Generate new leads through networking and attending industry events.
District Substitute
Middletown City Schools
Middletown, OH
01.2021 - 08.2022
- Followed classroom plans left by class teacher to continue student education and reinforce core concepts.
- Operated a safe, orderly, and positive classroom environment.
- Kept students on-task with proactive behavior modification and positive reinforcement strategies.
- Uphold classroom routines to support student environments and maintain consistent schedules.
- Repeatedly requested as substitute teacher by teachers based on excellent past referrals and trusted performance.
- Elected as mentor for the Mentorship Program helping students dealing with psychological and emotional distress.
Game Day Assistant
Middletown City Schools
Middletown, OH
08.2021 - 12.2021
- Assisted Head Coach throughout season to help improve skills of players.
- Maintained a safe and positive environment for student athletes, mentoring them on and off field.
- Ensured facilities and equipment were maintained.
- Encouraged and motivated student athletes to prepare them for upcoming games.
- Managed sideline chain crew for accurate precision for referees' decision-making.
- Advised stadium security to ensure safety rules and guidelines are followed.
- Maintained current knowledge and abide by OHSAA rules, policies, and procedures.
Education
MBA - Business Administration
Grand Canyon University
Phoenix, AZ10.2022
Bachelor of Science - Sports Management
Urbana University
Urbana, OH05.2019
Skills
- Customer retention
- Market analysis
- Effective communication
- Inside and outside sales
- Persuasive negotiations
- Leadership
- Developing policies
- Building relationships
- Insurance underwriting
- Risk assessment
Accomplishments
Ranked in top 3 salesmen for Jeff Schmidt Auto Group within first year.
Affiliations
- Volunteer at Post 513 American Legion since 02/2023. Help organize and work fundraisers for the veterans and members of Post 513.
- Lead Volunteer and organizer of Cincinnati Children's Starshine Hospice Plant Sale since 05/2023. Raising an average of $50,000 per year.
References
References available upon request.
Timeline
Small Business and Commercial Underwriter
Cincinnati Financial
01.2025 - Current
Sales Representative
Jeff Schmitt Auto Group Inc
07.2022 - 01.2025
Game Day Assistant
Middletown City Schools
08.2021 - 12.2021
District Substitute
Middletown City Schools
01.2021 - 08.2022
MBA - Business Administration
Grand Canyon University
Bachelor of Science - Sports Management
Urbana University
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