OSWALD BROWNE
Miramar,FL
Summary
Motivated self-starter who functions independently with a high degree of initiative and dedication. Recognized as a swift learner with a consistent track record of exceeding financial goals, strong attention to detail, and proven ability to build strong working relationships. Consistently strives to provide exceptional customer service while establishing a reputation of being a trusted, supportive resource. Skilled with the natural ability to accelerate the sales cycle by sharing complex information through an easy-to-understand approach.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
PennyMac Loan Services
Tampa, FL
09.2021 - Current
- Originated between 19 - 25 loans each month, averaging $5,000,000
- Maintained on approximately 79% lock to fund rate
- Assisted borrowers with consolidation of debts using Cash out refinance resulting in significant financial relief
MORTGAGE LOAN OFFICER
ICONIC MORTGAGE CORPORATION
MIAMI, FL
05.2020 - 09.2021
- Originate Loans through telephone and online sale presentations
- Diligently managed pipeline ranging from 20 – 35 loans on average, totaling approx
- 24M in funding
- Advised customers on best loan program to fit their specific needs and communicated with them daily to advise on loan application progress
- Worked with underwriters to fix application problems and resolve issues.
MORTGAGE LOAN OFFICER
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC
Pembroke Pines, FL
11.2019 - 05.2020
- Planned and executed first time home buyer seminars to generate new leads
- Conducted realtor lunch and learns to nurture new realtor relationships
- Utilized DU Underwriter to determine eligibility of granting loans
- Assist borrowers through loan process from application to closing
- Perform daily maintenance of loan applicant database
Education
High School Diploma -
Charlestown Secondary School
Saint Kitts And Nevis07.2008
Skills
- VA Guidelines
- FHA Guidelines
- Conventional Guidelines
- Complex Problem Solving
- Time Management
- Objection Handling Methods
Certification
- Safe Mortgage Licensing Act 2008 Compliant
- NMLS Registered (MLO Identifier # 1790226)
- Licensed States: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Indiana, Iowa, Kansas, Maine, Maryland, Minnesota, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Tennessee, Virginia, Washington
Timeline
Mortgage Loan Officer
PennyMac Loan Services
09.2021 - Current
MORTGAGE LOAN OFFICER
ICONIC MORTGAGE CORPORATION
05.2020 - 09.2021
MORTGAGE LOAN OFFICER
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC
11.2019 - 05.2020
High School Diploma -
Charlestown Secondary School
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