Brandon Rocha
Maricopa,AZ
Summary
Organized Mortgage Loan Officer with 8 years of experience in Conventional, FHA, VA, and Down Payment Assistance programs. Extensive guideline knowledge and success in client and mortgage team education. Adept at mathematical accuracy and following financial regulations.
Helped closed 1300+ loans with varying borrower scenarios working alongside underwriters, processors, and loan officers to calculate the income, review credit reports, and providing the correct documentation to meet underwriting guidelines.
Overview
9
9
years of professional experience
Work History
Mortgage Loan Officer
Movement Mortgage
Phoenix, AZ
06.2022 - Current
- Reviewed loan files and updated to match current standards.
- Proactively identified solutions for customers experiencing credit issues.
- Explained different types of loans pertaining to client situations.
- Monitored pipelines to track and log status of loans.
- Prepared for weekly meetings with management discussing pipeline details, new sales strategies, and next steps.
Mortgage Loan Officer
Paramount Residential Mortgage Group
Glendale, AZ
02.2022 - 06.2022
- Followed up with clients looking to refinance.
- Created a template a 5-Star Review email.
- Communicate, problem solve, and evaluate a perspective borrower's ability to get approved for the financing of a home purchase or refinance.
- Multiple presentations to realtors about business growth and creating new professional relationships.
Mortgage Loan Officer
Fairway Independent Mortgage - Arizona Region
Mesa, AZ
08.2020 - 02.2022
- Personalized refinances to each borrower depending on their needs.
- Worked with borrowers in forbearance to promote financial wellness and education.
- Provided thorough notes for the processor and underwriter for every borrower.
- Active participant in virtual sales meetings.
- Getting tough situations answered proactively when clients have unique scenarios.
Processor/Loan Officer Assistant/Mortgage Loan Officer
Movement Mortgage
Phoenix, AZ
09.2013 - 08.2020
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Documented borrower's information in loan processing system and resolved any discrepancies.
- Assembled important paperwork and disclosures for borrower.
- Compiled sales leads and managed contacts with Total Expert.
- Provided and updated Loan Status Updates to loan officers, realtors, and title agents.
Education
Bachelor of Science - Business Administration
University of Arizona
Tucson, AZ06.2012
Associate of Science - Business Administration
Central Arizona College
Coolidge, AZ12.2011
Skills
- Understand DU/LP Findings
- Creditworthiness Determination
- Credit History Review
- Accurate Income Calculations
- In Depth Knowledge of FNMA/FHMLC/FHA/VA guidelines
Timeline
Mortgage Loan Officer
Movement Mortgage
06.2022 - Current
Mortgage Loan Officer
Paramount Residential Mortgage Group
02.2022 - 06.2022
Mortgage Loan Officer
Fairway Independent Mortgage - Arizona Region
08.2020 - 02.2022
Processor/Loan Officer Assistant/Mortgage Loan Officer
Movement Mortgage
09.2013 - 08.2020
Bachelor of Science - Business Administration
University of Arizona
Associate of Science - Business Administration
Central Arizona College
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