Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Pamela Whittaker

Florissant,MO

Summary

Dynamic Collections Manager with a proven track record at First Bank, enhancing recovery rates through strategic process improvements and effective team leadership. Expert in regulatory compliance and performance metrics, fostering a culture of accountability. Recognized for exceptional conflict resolution skills and analytical reasoning, driving operational efficiency and optimizing portfolio management.

Experienced with credit collections management, focusing on optimizing financial operations. Utilizes effective negotiation and communication skills to reduce delinquency and improve recovery rates. Track record of leading teams and implementing strategies that align with organizational goals.

Managerial professional with proven record of streamlining processes and leading high-performing teams. Known for strong analytical skills and commitment to achieving results. Teams rely on collaborative leadership and adaptability to changing needs.

Overview

22
22
years of professional experience

Work History

Collections Manager

First Bank
St Louis, MO
06.2003 - Current
  • Oversaw collections operations, ensuring compliance with regulations and policies.
  • Developed and implemented strategies to improve recovery rates and reduce delinquency.
  • Mentored team members on best practices for customer interactions and conflict resolution.
  • Analyzed collection data to identify trends and enhance operational efficiency.
  • Collaborated with cross-functional teams to streamline processes and improve communication.
  • Conducted training sessions focused on software tools for tracking collections activities.
  • Established performance metrics to drive accountability and measure team success in collections efforts.
  • Reviewed, researched, and corrected discrepancies and customer concerns.
  • Oversaw daily posting of payments to customer accounts.
  • Improved overall collections efficiency by implementing strategic collection plans and processes.
  • Managed a diverse portfolio of accounts to optimize collection efforts and minimize losses.
  • Enhanced team performance through regular training, coaching, and feedback sessions.

Established procedures for collection of past due amounts.

  • Supervised staff of collectors, monitoring phone calls and letters.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
  • Streamlined collections procedures for increased productivity and reduced manual efforts.
  • Maintained compliance with federal, state, and local regulations governing debt collections practices.
  • Created comprehensive reports on collection activities, highlighting key performance indicators and areas for improvement.
  • Developed strategic plans for day-to-day financial operations.
  • Established internal audit procedures to validate and improve accuracy of financial reporting.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.

Education

Bachelor of Arts - Gender Studies

St. Louis University
St Louis, MO

High School Diploma -

Vashon High School
St. Louis, MO
05-1987

Skills

  • Risk assessment capabilities
  • Past due balance management
  • Customer service management
  • Exceptional organization
  • Goal-oriented focus
  • Performance metrics monitoring
  • Time management mastery
  • Policy enforcement
  • Process improvement strategies
  • Conflict resolution techniques
  • Superior attention to detail
  • Financial reporting
  • Monitoring processes
  • Analytical reasoning
  • Portfolio management
  • Department management
  • Performance tracking
  • Regulatory compliance
  • PeopleSoft expert
  • Adobe software
  • Past due procedures
  • Team leadership experience
  • General ledger accounting aptitude
  • Proficient in SAP
  • Collections oversight
  • Call escalation
  • Strong communication
  • Problem-solving
  • Critical thinking
  • Reliability
  • Team management
  • Self motivation

Accomplishments

  • Managed team of 11 staff members.
  • Collaborated with team of 100 in the development of Maestro Core System.
  • Achieved payment system by introducing Slim CD for accepting payments.
  • Achieved new Collections Systems by introducing Latitude Software for day to day Collection tasks.

Timeline

Collections Manager

First Bank
06.2003 - Current

Bachelor of Arts - Gender Studies

St. Louis University

High School Diploma -

Vashon High School
Pamela Whittaker