Summary
Overview
Work History
Education
Certification
Timeline
Generic

Patricia Allen

Suffolk,Virginia

Summary

Experienced real estate title industry professional with deep understanding of real estate settlement and mortgage industries. Skilled in troubleshooting real estate files and title searches to prevent potential issues and ensure smooth workflow while minimizing liability.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Vice President Operations

Lytle Title & Escrow, LLC
06.2023 - 06.2025
  • Responsible for the daily operations of three branch locations.
  • Generated and reviewed weekly/monthly reports to provide an instant overview of production while monitoring individual staff members pipelines.
  • Disbursed files, authorized wire transfers and conducted real estate settlements, all when needed.
  • Monitored adherence to Best Practices for regulatory compliance with industry standards.
  • Hired and managed employees and trained junior team members.
  • Handled problematic customers and clients to assist lower-level employees and maintain excellent customer service.
  • Nurtured positive relationships with business partners to maintain a strong company capture ratio.

Sr. Title Underwriter

Virginia Home Title & Settlements, LLC
07.2015 - 04.2023
  • Ordered property searches using internal and carrier back title plant information when possible.
  • Generated commitments upon title search review establishing risk reduction requirements and exceptions for adherence to underwriting guidelines.
  • Collaborated with staff members and provided directional guidance in order to facilitate a smooth transaction.
  • Maintained title underwriting management system monitoring productivity for up to four companies.
  • Generated final policies, submitted remittances and the monthly final reporting of policies issued.
  • Underwrote residential and commercial properties.
  • Functioned as MLA. Also managed draws and updates for construction loans.

Loan Closer

Fulton Mortgage Company
10.2012 - 07.2015
  • Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
  • Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
  • Generated loan documents accurately and in compliance with regulatory standards.
  • Developed strong relationships with title companies, real estate agents, and attorneys to facilitate seamless loan closings.
  • Managed high volume of loans while maintaining strict attention to detail and consistently meeting deadlines.


Branch Manager

Lawyers Advantage Title Group
09.2010 - 01.2012
  • Department HUD contracted Settlement Agency
  • Managed branch operations, ensuring compliance with legal requirements, industry standards, company policies and HUD contractual obligations.
  • Coordinated and managed pipeline productivity with HUD vendor partners.
  • Collaborated with senior leadership on strategic planning initiatives to align branch objectives with corporate and contractual goals.
  • Conducted settlements

Education

High School Diploma -

North Canton Hoover High School
North Canton, Ohio

General Studies

Stark Technical College
Canton, Ohio

Certification

Licensed Title Insurance Underwriter

Notary Public

Timeline

Vice President Operations

Lytle Title & Escrow, LLC
06.2023 - 06.2025

Sr. Title Underwriter

Virginia Home Title & Settlements, LLC
07.2015 - 04.2023

Loan Closer

Fulton Mortgage Company
10.2012 - 07.2015

Branch Manager

Lawyers Advantage Title Group
09.2010 - 01.2012

High School Diploma -

North Canton Hoover High School

General Studies

Stark Technical College
Patricia Allen