Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Patrick M. McCree

Bloomington,IL

Summary

Dedicated professional with excellent analytics and customer service skills coupled with more than 25 years of experience. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

34
34
years of professional experience
1
1
Certification

Work History

Vice President, Public Finance

First Midstate Incorporated
06.1998 - Current
  • Collaborate with senior bankers and legal team, along with other analytical staff, to develop, execute and close new municipal bond offerings.
  • Develop financial models to structure transactions to meet the specific needs of clients.
  • Assess client compliance with legal requirements.
  • Develop and maintain relationships with clients, customers and other third parties.
  • Troubleshoot, research and resolve issues through all stages of the bond issue.
  • Prepare and present information to client management and governing boards.

Loan Review Officer

First Financial Bank (fka Pontiac National Bank)
01.1997 - 06.1998
  • Analyzed financial condition and risk potential of commercial borrowers.
  • Monitored adherence to and evaluated effectiveness of internal loan policies and procedures.
  • Evaluated loan documents to verify accuracy and completeness.
  • Analyzed the adequacy of the bank's loan loss reserve.

Credit Analyst

Commerce Bank, N. A.
07.1995 - 01.1997
  • Analyzed customer data such as financial statements to determine level of risk of existing and prospective commercial borrowers.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Prepared reports and presentations for loan officers and senior management.

Mortgage Underwriter

Commerce Bank, N. A. (fka The Peoples Bank)
02.1992 - 06.1995
  • Evaluated loan applications, determining creditworthiness and assessing risk.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Reviewed appraisals and title documents to verify accuracy and completeness.
  • Monitored pipelines to track and log status of loans.
  • Performed escrow analyses.
  • Processed loan applications and monitored progress from start to finish.

Customer Service Supervisor

Commerce Bank, N. A. (fka The Lexington Bank)
11.1990 - 02.1992
  • Coached employees through day-to-day work.
  • Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
  • Trained and mentored team members to promote productivity, accuracy and commitment to friendly service.

Customer Service Representative

Union Federal Savings Bank
10.1989 - 08.1990
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Processed customer transactions promptly, minimizing wait times.
  • Cultivated cross-selling techniques for bank products and services.

Education

Bachelor of Arts - Mass Communication

Anderson University
Anderson, IN
06.1989

Skills

  • Verbal and Written Communication
  • Industry Expertise
  • Adaptable and Flexible
  • Creative problem solving

Certification

Series 7, 50 and 63

Timeline

Vice President, Public Finance

First Midstate Incorporated
06.1998 - Current

Loan Review Officer

First Financial Bank (fka Pontiac National Bank)
01.1997 - 06.1998

Credit Analyst

Commerce Bank, N. A.
07.1995 - 01.1997

Mortgage Underwriter

Commerce Bank, N. A. (fka The Peoples Bank)
02.1992 - 06.1995

Customer Service Supervisor

Commerce Bank, N. A. (fka The Lexington Bank)
11.1990 - 02.1992

Customer Service Representative

Union Federal Savings Bank
10.1989 - 08.1990

Bachelor of Arts - Mass Communication

Anderson University
Patrick M. McCree