Open To Work
Patrizia G. Gozzoli
Work Preference
Summary
Trade Finance and Customer Service professional with extensive experience in documentary credits and AML compliance. Recognized for strong analytical skills and client service excellence, consistently simplifying complex processes for diverse stakeholders. Actively involved in testing new SWIFT standards, enhancing operational efficiency in high-volume environments.
Overview
1
1
Certification
37
37
years of professional experience
Work History
Trade Finance Officer - AVP
BANCORP OF CALIFORNIA
Chicago, IL
09.2022 - 06.2026
- Responsible for in-house processing of the following products:
- Standby LCs language negotiation and issuance, amendments, exam, payment, renewal and non-renewal processes, rescission, cancellation, IRBs handling.
- Export Commercial LCs advising, Import Commercial LCs issuance, and for both examined documents, handled amendments, processed payments.
- Documentary Collections notification, submission, payment.
- Traced and investigated transactions for all the above-mentioned products.
- Performed transactions screening for OFAC, Red Flag, AML, Controlled Goods, Export Licenses, and potential Boycott language.
- LC workability review and structure.
- Handling of incoming and outgoing SWIFT correspondence.
- Monitoring of Auto-renewable SBLCs Report.
- SBLC billing.
- Provided attentive support to internal and external customer.
Commercial Analyst – AVP
SANTANDER BANK N.A.
Boston, MA
09.2016 - 09.2022
- Reviewed LCs Workability and structured new LCs.
- Screened transactions for OFAC, Red Flags, Controlled Goods, Export Licenses, and potential Boycott language.
- Identified Suspicious activities and created SARs when required.
- Also responsible for the quarterly AML-Compliance Report.
- Monitored the (partially) outsourced processing of LCs and Documentary Collections.
- In-house financing of Commercial LCs and Clean Bankers Acceptances.
- Acted as back up for the Standby LC Team: Billing, renewals, direct pays, issuances, amendments.
Doc Prep Processing Specialist
JPMORGAN CHASE BANK
Chicago, IL
01.2016 - 09.2016
- Issuance of documents under Commercial Export Letters of Credit.
- Coordination of issuance and provision of third-party documents issued by Chamber of Commerce, Consulates, Surveyors, Carriers.
- Tracers and escalations with beneficiaries and third parties for pending documents, in view of stringent deadlines.
- Submission of shipment advice to applicants and any other not documentary requirement under LCs as per agreements with client.
- Presentation of prepared documents for internal or external negotiation.
- Tracing Status of presented documents and prepared daily Status report and update of database.
LCs Specialist
FIRST AMERICAN BANK
Elk Grove, IL
06.2014 - 12.2015
- Handling of all aspects of international and domestic Trade Finance products and loans:
- Issuance of import LCs.
- Advising, examination, payment of import and export LCs.
- Import and export documentary collections.
- Standby LCs: Direct pays, Auto Renewables, Billing, Commissions, and review of the monthly SBLC report, issuance of commercial and lease Standby LCs.
- Screening of operations for compliance with U.S. Export Admin., AML, OFAC, Anti-boycott policies, including filing reports with BIS and IRS.
- Issuance and repayment of short-term loans to US exporters: Forfaiting of Confirmed Purchased Orders with risk mitigation provided by Exim bank, private insurers (Euler, Coface) and the SBA.
- French-language Customer assistance.
Trade Services Officer – TSR IV
WELLS FARGO BANK
Minneapolis, MN
01.2007 - 06.2014
- Examination of complex LC documentation for high profile customers, particularly commodities traders and arranging solutions with Freight Forwarders for required corrections.
- Processed Export Banker’s Acceptances Discount and supplied LC details to Risk.
- Risk mitigation solutions in close collaboration with Global Sales.
- Issuance of Trade Loans.
- Compliance with U.S. Export Admin., Anti-boycott, OFAC and Anti-money laundering policies.
- Provided referrals to Sales Team.
- Minneapolis, MN
Senior Global Trade Representative
NATIONAL CITY BANK, N.A.
Cleveland, OH
01.2005 - 01.2007
- Supported manager and sales team in managing complex export letters of credit, ensuring timely and accurate execution.
- Streamlined outsourcing process for high-work volumes, enhancing operational efficiency.
- Managed client relationships to ensure satisfaction and retention.
Trade Service representative III
ABN AMRO BANK, N.A.
Chicago, IL
01.2001 - 01.2005
- Review of LCs applications structured and issued new LCs and amendments.
- Examination and handling of import and export documents.
- Communication with customers and Freight Forwarders via phone and e-mail.
- Reconciliation of General Ledger and of Euro accounts c/o Correspondents.
- Provided back-up for advising team.
- Chicago, IL
International Banking Specialist
Monte Dei Paschi Group
Florence, Italy
01.1989 - 10.1998
- Opened multi-currency accounts and processed international wire transfers to facilitate global trade.
- Supported exporters and importers with international payment solutions, ensuring smooth transaction processes.
- Executed currency trades for clients.
- Issued commercial LCs and examined documents while serving as primary customer service contact.
- Handled documentary collections and issued letters of guarantee.
Education
Associate degree - Material Logistics, Marketing, Geography, Macro and Microeconomics
HARPER COLLEGE
Palatine, IL01-2000
Diploma in International Business -
ITC F. PACINI
Pistoia, Italy01-1988
Certificate of Proficiency - English Language
Cambridge University
Florence, ItalySkills
- Bank Trade
- Trade Line
- Trade Innovation/Mysis
- Trade Works
- Excel
- Word
- PowerPoint
- Lync
- Microsoft Outlook
- Visio
- Share Point
- AS/400
- LexisNexis
- IBS
- Lotus Notes
Certification
- Certified Documentary Credit Specialist (CDCS)
Timeline
Trade Finance Officer - AVP
BANCORP OF CALIFORNIA
09.2022 - 06.2026
Commercial Analyst – AVP
SANTANDER BANK N.A.
09.2016 - 09.2022
Doc Prep Processing Specialist
JPMORGAN CHASE BANK
01.2016 - 09.2016
LCs Specialist
FIRST AMERICAN BANK
06.2014 - 12.2015
Trade Services Officer – TSR IV
WELLS FARGO BANK
01.2007 - 06.2014
Senior Global Trade Representative
NATIONAL CITY BANK, N.A.
01.2005 - 01.2007
Trade Service representative III
ABN AMRO BANK, N.A.
01.2001 - 01.2005
International Banking Specialist
Monte Dei Paschi Group
01.1989 - 10.1998
Associate degree - Material Logistics, Marketing, Geography, Macro and Microeconomics
HARPER COLLEGE
Diploma in International Business -
ITC F. PACINI
Certificate of Proficiency - English Language
Cambridge University