Paul Fairchild

Expanded portfolio through strategic acquisition and development of new projects over eight years.

Oversaw a loan portfolio totaling 37.8 million, providing tailored support to a range of clients with both complex and simple credit needs. Cultivated relationships with customers to enhance service delivery and satisfaction.

Applied in-depth understanding of ag and livestock credits to enhance financial assessments.

Oversaw resolution processes to enhance accuracy and operational efficiency. Cultivated a proven track record of managing overdue accounts effectively.

Supervised and mentored one direct report, fostering strong development skills in young lenders.

Engaged actively in summer internship program to enhance professional skills.

Assisted in building strong customer relationships through effective sales and service. Supported growth of customer portfolio by engaging new clients and enhancing existing connections. Actively sought opportunities for business development.

Developed comprehensive credit reports that accurately reflect financial status and forecasts. Guided clients in grasping their financial standing and the bank's requirements for successful partnerships.

Cultivated strong partnerships with team members. Promoted respect for work schedules and individual contributions. Delegated responsibilities aligned with team members' capabilities and experience. Focused on empowering coworkers to achieve their best outcomes.

Emphasized integrity, honesty, and transparency in all professional interactions.

Oversaw preparation and review of inspection reports for complex livestock, crop, and dairy operations. Directed the formulation and assessment of budgets and cash flow projections for agricultural enterprises. Leveraged diverse financial reporting tools, such as position reports, borrowing bases, tax returns, and balance sheets, to enhance operational insights.

Perform inspections of farm, ranch, and feedlot operations evaluating performance, accounting, and management. (5MM-50MM) This includes reconciling receivables, outstanding payables, physical inventories, and other line items on position reports. Lead borrowing base auditor on participation loans up to $350 MM.

Reported collateral analysis of borrower's position report and reconciled to a balance sheet verifying working capital.

Reported and explained complex and simple hedging strategies implemented by customers and third party brokers.

Maintained knowledge of current market conditions, government regulations, and changes in technologies that pertain to day to day operations of Bank's customers.

Oversaw annual budget development for large beef operation, ensuring alignment with financial goals. Directed quarterly assessments of budget compliance to optimize resource allocation. Managed a diverse team in agricultural operations, fostering a productive work environment. Engaged with landowners and government entities to negotiate favorable lease and stocking terms.

Assisted in training and managing employees across various locations. Supported daily operations and monitored performance. Compiled monthly reports for stakeholders regarding production, animal health, marketing, and facilities.