Paul Parrott
Pryor
Summary
Strategic executive with 20 years of experience driving business growth and aligning actions with long-term vision. Expertise in data analysis, credit risk management, and business development, enhancing profitability through effective strategies. Focused on leadership development and building high-performing teams while fostering strong stakeholder relationships.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Associate Director of Triton Automotive Financial Services
Triton Automotive Group
03.2025 - Current
- Trained on finance office regulations, including Regulation Z, Regulation B, Form 8300, and OFAC.
- Managed relationships between franchise auto dealers, business development managers, and third-party finance partners to optimize sales performance.
- Supported implementation of finance and F&I strategies through data analysis and project planning.
- Developed and delivered training sessions and presentations to internal teams, dealerships, and finance partners.
- Analyzed dealer performance metrics to identify improvement opportunities that enhance profitability.
- Partnered with field teams to drive execution of product suites and finance-related program enhancements.
- Coordinated field visits while monitoring performance trends to support departmental forecasting.
Market President
Equity Bank
11.2023 - 08.2024
- Directed community functions and events to achieve 10% business development objective.
- Developed lending relationships with franchise dealerships through presentations and data analysis.
- Fostered a positive workplace culture that promoted effective communication, recognized exceptional staff performance, supported employee growth, and decreased turnover by 19%.
- Managed retail and commercial operations, achieving 10% growth in Q1 and Q2 of 2024.
- Ensured operational efficiency at each market location through open communication and comprehensive training, leading to a 6% reduction in portfolio exceptions.
- Oversaw the annual budget, diligently tracked profit and loss (P&L), minimized expenses by 4.3%, and enhanced profitability by 5.1%.
Chief Credit Officer
Omni Financial of Nevada, Inc.
04.2021 - 11.2023
- Directed credit strategy and portfolio growth for a leading sub-prime finance institution, expanding assets by over $30 million while maintaining a disciplined 6.7% annualized charge-off rate.
- Oversaw underwriting, risk management, and collections across consumer and commercial lending channels, integrating Fin-tech solutions to enhance operational efficiency.
- Led cross-functional teams in credit scoring, portfolio optimization, and regulatory compliance, while driving P&L performance and executive-level decision-making.
- Balanced aggressive growth with rigorous credit discipline in a dynamic financial landscape.
Area Sales Manager - VP
IBC Bank
05.2018 - 04.2021
- Spearheaded leadership development and operational excellence across multi-unit banking locations, enhancing consumer and commercial portfolio growth.
- Delivered strategic oversight in commercial lending, credit risk management, and dealer network expansion, while cultivating high-performing teams and optimizing P&L outcomes.
- Facilitated new business development through franchise dealership relationships and portfolio management, ensuring regulatory compliance, including HMDA reporting.
- Known for bridging automotive finance expertise with corporate credit strategy to unlock scalable growth across diverse markets.
Education
Bachelor of Arts -
GBC
Greenville, SC11-2010
Certification - Finance Manager Training
Finance Manager Training Institute
New York, NYSkills
- Financial management and analysis
- Credit risk assessment
- Profit growth strategies
- Portfolio management
- Data-driven decision making
- Strategic planning and execution
- Business development and growth
- Process optimization
- Financial leadership
Websites
Certification
- Finance Manager Certification
- Life and Health and Accident
- Property and Casualty
- Loan Originator, Mortgage
Timeline
Associate Director of Triton Automotive Financial Services
Triton Automotive Group
03.2025 - Current
Market President
Equity Bank
11.2023 - 08.2024
Chief Credit Officer
Omni Financial of Nevada, Inc.
04.2021 - 11.2023
Area Sales Manager - VP
IBC Bank
05.2018 - 04.2021
Bachelor of Arts -
GBC
Certification - Finance Manager Training
Finance Manager Training Institute