Pearl Rosario
Lake Elsinore,USA
Summary
Dynamic strategic leader with 18 years of progressive experience in financial analytics, operational efficiency, and enterprise project delivery. Proven ability to elevate service performance and drive high-value initiatives, resulting in multi-million and multi-billion-dollar outcomes within global banking and technology sectors. Multi-state licensed life and finance professional adept at building high-performing teams, enhancing client experiences, and navigating complex regulatory frameworks. Recognized for a strong background in strategic planning, financial management, and team development, with a keen focus on identifying opportunities and implementing innovative business strategies while staying informed about the latest industry trends and best practices.
Overview
18
18
years of professional experience
1
1
Certification
Work History
CHIEF EXECUTIVE OFFICER (CEO)
Integrated Group LLC
01.2022 - 04.2026
- Fintech & Global Digital Engagement
- Collaborate with the cross-functional finance team, drive organizational vision, ensure compliance with regulations, analyze internal operations, coordinate office activities, manage correspondence, and ensure efficiency and compliance with company policies.
- Providing a strategic insight to Navigate the Tech Landscape –Business Management and Business Consultation.
- Established foundational processes for business operations.
- Made large-scale financial decisions and supervised company spending to reduce material losses and maximize profits.
- Oversaw business-wide changes to modernize procedures and organization.
- Managed financial, operational and human resources to optimize business performance.
- Maintained P&L and shouldered corporate fiscal responsibility.
- Monitored key business risks and established risk management procedures.
- Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
MANAGER
HSBC Global Banking & Markets | Securities
01.2013 - 01.2018
- This client-facing role aims to enhance the bank's equity operations by providing a comprehensive point of contact to high profile priority clients, meeting client expectations, understanding service levels, and offering value added services.
- Leveraged data and analytics to make informed decisions and drive business improvements.
- Analyzed and reported on key performance metrics to senior management.
- Led hiring, onboarding and training of new hires to fulfill business requirements.
- Directed initiatives to improve work environment, company culture or overall business strategy.
COLLECTION SPECIALISTS
Convergys
01.2011 - 01.2012
- The role involves preventing fraud and identity theft, assessing credit, and assisting customers with device upgrades and line additions, while also providing expert advice and account maintenance options.
SALES GENERALIST
Hinduja
01.2011 - 01.2012
- Responsible for inbound sales for Sony clients, ensuring excellent deals and service at competitive prices.
GROUP ADMINISTRATOR
Manulife
01.2008 - 01.2011
- The focus is on delivering high-quality service to clients of Group savings and Retirement Plans, including handling transactional processing, enrollments, information changes, cheque processing, and reconciliations.
Education
Bachelor of Science - Lean Six Sigma Certified
Management & Strategy Institute (MSI)
01-2018
Bachelor of Arts - Mass Communication
Adamson University
01.2008
Bachelor of Arts - English
Central Colleges of The Philippines
01.2005
High school diploma -
Sto Nino De Novaliches School, Inc
01.2004
Skills
- Proficient in market trend evaluation
- Media relations
- Skilled in recruiting top candidates
- Strategic leadership approach
- Change initiative and management
- Regulatory compliance
- Strategic Planning
- Financial Analysis
- Risk Management
- Consulting
- Business start up
- Strategic partnerships
- Innovation management
- Financial administration
- Corporate leadership
- Risk management
- Change management
- Operational leadership
Certification
- Life Insurance Producer License| DISTRICT LEADER
- California| September 10, 2025
- Missouri| Oct 1, 2025
- Indiana| Oct 28, 2025
- Nevada|Jan 8, 2026
- Status: Active Authorized to provide life insurance products and financial protection solutions.
LANGUAGE
Bilingual (English, & Filipino)
WORK AWARDS
HSBC
- Risk Advocator Award,May-June 2017
- Service Quality Award, July-November 2017
- Commendation from HSBC AMG in the OCRM Broker report, November 2017
- Iron Man Award, April 2015
- Training Champ, 2015
- Commendation from QBR & ZYEN client ROBECO and SANTANDER, 2015
- Top Performer Award: Jan, April, October
- Service Quality Award; April 2014
- Rookie Award; June 2013
- Star Awards September 2013
- Client Week 2014, October 2014
- 100 Club team Awards, Q3, 2013
- QBR Rating Top #1, 2014-2015
HINDUJA
- Elite Top Seller Award, November 201
- Elite Customer Experience Award; October 2012
CONVERGYS
- TOP PERFORMER; Quarter 2011-2012
- Hard Collector (Special Award); December 2011
MANULIFE
- TOP PERFORMER, December 2009- 2011
- Best in Productivity; 2009-2011
- Best in Accuracy; 2009-2011
- Best Associate; 2009-2011
SEMINARS ATTENDED
- Influential Negotiation
- Advance Leadership Training
- John Robert Powers
- English Proficiency Training
- AUSG Leadership Training & Seminar
- Revisiting the Fundamental Problem of Being
- Caring for your Mental Health
- Academic Scholars Program
- Emotional Intelligence
OTHER WORK EXPERIENCES
- TRANSCRIPTIONIST |MANILA BROADCASTING COMPANY | 2006
Transcribing news and editing recorded reports and audio; airing when needed.
- WRITER| PEOPLE’S JOURNAL NEWS |2006
Responsible for managing both writing staff and freelance feature writers.
- SOCIAL NEWS STAFF|INTERCONTINENTAL BROADCASTING COMPANY 13| 2007
News & Public of Affairs Department Staff-news gathering and news writing.
- OPERATOR| PLDT|2007
Advising customers about their bills; collecting payments.
Disclaimer
I HEREBY CERTIFY THAT THE ABOVE INFORMATION IS TRUE TO THE BEST OF MY KNOWLEDGE AND BELIEF.
Timeline
CHIEF EXECUTIVE OFFICER (CEO)
Integrated Group LLC
01.2022 - 04.2026
MANAGER
HSBC Global Banking & Markets | Securities
01.2013 - 01.2018
COLLECTION SPECIALISTS
Convergys
01.2011 - 01.2012
SALES GENERALIST
Hinduja
01.2011 - 01.2012
GROUP ADMINISTRATOR
Manulife
01.2008 - 01.2011
Bachelor of Science - Lean Six Sigma Certified
Management & Strategy Institute (MSI)
Bachelor of Arts - Mass Communication
Adamson University
Bachelor of Arts - English
Central Colleges of The Philippines
High school diploma -
Sto Nino De Novaliches School, Inc