Penny Lowder
Summary
Experienced and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Dedicated to developing key relationships with clients. A very dependable professional with dynamic communication skills.
Overview
21
21
years of professional experience
Work History
Senior International Trade Specialist
First Citizens Bank
05.2006 - Current
- Lead Import Documentary Collections specialist, processed Import letters of Credit online: issuance, amendments and payments.
- Maintained knowledge of multiple compliance standards of OFAC, BSA, AML systems.
- Built and deepened productive relationships with prospective and competitive customers to drive sustained growth.
- Assisted in all federal and internal audits as well as the structuring, testing and updating of OFAC systems.
- Assisted Client Accounting team regularly in daily wire balancing report in MS Excel and check processing.
- Assisted Standby Letter of Credit team regularly in monthly in issuance, draft draws, and maintenance of current clients.
- Skilled at working independently and collaboratively in a team environment. Was only team member present in the office entire 2 1/2 year covid period.
- Self-motivated, with a strong sense of personal responsibility.
Import Documentary Specialist
Wachovia Bank
07.2002 - 05.2006
- Applied working knowledge of International Trade Compliance in reviews of internal processes, procedures and policies governing import and export rules and regulations.
- Prepared shipping documentation, maintaining compliance with US Customs and international regulations.
- Prepared and submitted reports on import collections to management.
- Assisted with problem resolution and dispute management relating to import and export activities.
- Coordinated with internal teams to enable timely shipping goods.
- Prepared and submitted reports on import activity to management.
- Maintained up-to-date knowledge of OFAC regulations.
- Reviewed and signed documents on behalf of clients.
- Investigated discrepancies in shipping documents and resolved issues with vendors.
- Member of specialized 'one on one' 4 person team consisting of high volume and high sensitivity clients.
- Built strong relationships with client base through constant contact and attention to detail.
Education
Associate of Applied Science - International Business
Central Piedmont Community College
Charlotte, NCSociology
University of North Carolina At Charlotte
Charlotte, NCSkills
- Networking
- Compliance Risk Management
- Account Management
- Computer Skills
- Compliance Requirements
- Documentation
- Compliance Adherence
- Microsoft Office
- Customer Needs Assessment
- Customer Service
Timeline
Senior International Trade Specialist
First Citizens Bank
05.2006 - Current
Import Documentary Specialist
Wachovia Bank
07.2002 - 05.2006
Associate of Applied Science - International Business
Central Piedmont Community College
Sociology
University of North Carolina At Charlotte
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