Successful Owner/Operator with expertise in the mortgage banking industry and insights on competitors and clientele. Dedicated leader maintains professional relationships and negotiates beneficial deals.
Overview
38
38
years of professional experience
Work History
OWNER/OPERATOR
HOLLIDAY PROPERTIES OF KC, LLC
Kansas City, KS
07.2018 - Current
Purchase and refurbished housing for rental properties.
Complete regular inspections and maintenance actions, as well as basic to complex repairs, to keep properties operating at peak levels.
Manage day-to-day business operations.
OWNER/OPERATOR
The Pal-let King
05.2015 - 09.2019
Develop and operate independent business providing pallets to commercial customers.
MORTGAGE BANKER
Core Bank
Overland Park, KS
01.2019 - 08.2019
Responsible for building client base by procuring and processing new loans
Established clients through development of relationships with builders, realtors and developers
Completed regular on-going training and compliance certification in all mortgage areas and products, specializing in construction and residential lending.
Checked loan documents for accuracy prior to closing.
Assisted customers with completing loan applications and other paperwork.
Collaborated with underwriters to resolve complex loan scenarios, resulting in successful funding of loans.
Developed and implemented marketing campaigns to generate new business opportunities.
MORTGAGE BANKER
Mutual of Omaha
Kansas City, MO
03.2018 - 11.2018
Responsible for building client base by procuring and processing new loans
Established clients through development of relationships with builders, realtors and developers
Completed regular on-going training and compliance certification in all mortgage areas and products.
Assessed loan portfolios for compliance with underwriting policies.
Checked loan documents for accuracy prior to closing.
Participated in industry events and conferences to build relationships and gain market intelligence.
Proactively identified solutions for customers experiencing credit issues.
MORTGAGE BANKER/ASSISTANT VICE PRESIDENT
BMO Harris Bank
Lenexa, KS
11.2016 - 03.2018
Responsible for building client base by procuring and processing new loans
Established clients through development of relationships with builders, realtors and developers
Completed regular on-going training and compliance certification in all mortgage areas and products.
Participated in industry events and conferences to build relationships and gain market intelligence.
Explained different types of loans pertaining to client situations.
Coordinated closely with title companies to ensure smooth closings and proper document recording.
Boosted customer satisfaction by providing tailored mortgage solutions and exceptional service.
MORTGAGE LOAN OFFICER
US Bank
03.2015 - 08.2016
Responsible for providing mortgage services to existing customers, new inquiries and building client database
Procured and process loans for residential properties
Monitored pipelines to track and log status of loans.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Developed relationships with area funding resources, builders, realtors and developers
Represented mortgaging division with vendor tables at various business events
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Received regular on-going training and compliance certification in all mortgage areas and products.
MORTGAGE LOAN OFFICER
The Federal Savings Bank
Overland Park, KS
05.2014 - 02.2015
Responsible for providing mortgage services to existing customers, new inquiries and building client database
Procured and processed loans for residential properties
Developed relationships with area funding resources, builders, realtors and developers
Represented mortgaging division with vendor tables at various business events
Received regular on-going training and compliance certification in all mortgage areas and products.
Identified opportunities to cross-sell and upsell loan products to customers.
Monitored pipelines to track and log status of loans.
MORTGAGE LOAN OFFICER
LIBERTY BANK & TRUST
02.2013 - 02.2014
Responsible for establishing mortgaging department for Kansas and Missouri area
Procured and processed loans for residential properties
Developed relationships with area funding resources
Operated as Branch Manager for Mortgage Lending
Represented mortgaging division with vendor tables at various business event planning
Received regular training on industry standards.
Loan Officer
RBC MORTGAGE
02.2003 - 04.2007
Procured and processed loans for commercial and residential properties.
Assessed loan portfolios for compliance with underwriting policies.
Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
Spearheaded initiatives to streamline internal communication between departments, enhancing overall operational efficiency within the organization.
Loan Officer
MONEY TREE MORTGAGE
07.2000 - 02.2003
Procured and processed loans for residential properties.
Salesman
STEVE OLIVER DODGE
03.1997 - 05.2000
Provided sales assistance to new and used car customers.
Assistant Mgr
SUPERIOR AUTO GROUP
04.1990 - 02.1997
Trained new and used car sales representatives.
Salesman
MARCUS ALLEN TOYOTA
01.1986 - 01.1990
Provided sales assistance to new and used car customers.
Education
NMLS Class Certification -
Advanced Education
Vocational Certification or Credentialing -
Opportunity Industrialization Center
1980 CONSTRUCTION -
KS State Board of Agriculture Certified
Skills
Extensive computer-based mortgage program knowledge
Implementation of medical program
Customer Relations
Home-remodeling and repairs expertise
Program Optimization
Effective leader
Direct Sales
Customer-Oriented
Marketing Strategies
Business Contacts
GPT LAN
G.E Capital
GM UAW Local 31 Kansas,City KS
U.S. Department of Urban Development
U.S. Postal Services
UAW Local KC, MO
Additional Information
Can provide additional information regarding gap in employment, which is due to personal reasons.