Peter Gillette
Riverton
Summary
Detail-oriented insurance and mortgage professional with 10+ years in financial risk assessment, including 3+ years as a Recreational Marine Underwriter at Chubb and 8+ years in high-volume mortgage loan processing. Expertise in risk evaluation, pricing/analysis, document verification, regulatory compliance, and stakeholder coordination to drive profitable outcomes, meet goals, and ensure accuracy. Proficient in specialized financial applications (Black Knight, Empower/Mello, etc.), MS Office, and diverse products (recreational marine/yachts, Conventional/FHA/VA/Jumbo mortgages). Strong analytical, multitasking, communication, and leadership skills—demonstrated through professional roles and as a certified Aikido instructor—with a proven track record in fast-paced, high-responsibility environments.
Overview
12
12
years of professional experience
8
8
years of post-secondary education
Work History
Recreational Marine Underwriter
Chubb
Whitehouse Station
10.2022 - 02.2026
- Underwrote recreational marine risks (boats, yachts, personal watercraft) for a national U.S. territory, analyzing applications, evaluating exposures, and determining appropriate coverage, terms, conditions, and pricing to achieve profitable growth while meeting customer needs.
- Processed and decided on new business submissions, renewals, endorsements, and cancellations within delegated authority, maintaining acceptable loss ratios and adhering to Chubb's underwriting guidelines and insurance principles.
- Identified and targeted profitable new business opportunities, fostering strong producer (agent/broker) relationships to drive retention, rate goals, and overall book performance.
- Conducted thorough risk assessments, including review of vessel details, operator experience, navigation areas, and claims history, to mitigate hazards and recommend controls or adjustments.
- Collaborated with internal teams, producers, and clients to respond effectively to inquiries, negotiate terms, and support business development while ensuring compliance with company policies and industry standards.
- Contributed to team financial objectives by monitoring portfolio results, initiating corrective actions as needed, and utilizing strong analytical skills to balance growth, profit, and retention.
Loan Processor III
loanDepot.com, LLC
08.2020 - 06.2022
- Requested, reviewed, and verified critical borrower documentation (pay stubs, W-2s, tax returns, bank/investment statements, divorce decrees) for accuracy, completeness, and compliance, ensuring error-free submissions to underwriting.
- Calculated debt-to-income (DTI) ratios and analyzed income/employment documentation to support loan eligibility across Conventional, FHA, VA, Jumbo, Non-Conforming, and PHFA products.
- Communicated proactively with borrowers to address questions, manage expectations, and resolve issues throughout the mortgage process, delivering exceptional customer service.
- Collaborated with underwriters, Loan Officers (high-revenue partners), title companies, insurers, realtors, and law firms to create urgency, obtain third-party documents timely, and meet/exceed closing deadlines.
- Verified employment and income sources while adhering to federal/state regulations, contributing to consistent audit compliance and reduced conditions.
- Achieved top processor status through efficient pipeline management and effective file progression to closing.
Loan Processor III
Wells Fargo Home Mortgage
Philadelphia
07.2016 - 08.2020
- Managed end-to-end loan processing for diverse mortgage products (Conventional, Non-Conforming, FHA, VA, Jumbo), including document collection, review, and verification to ensure regulatory compliance and accuracy.
- Performed precise DTI calculations, income analysis, and employment verifications to qualify borrowers and minimize underwriting conditions.
- Built strong relationships with clients, Loan Officers, underwriters, and external vendors to resolve issues quickly, maintain timelines, and support high-volume closings.
- Demonstrated multitasking and problem-solving by handling multiple files simultaneously while meeting strict deadlines and quality standards.
- Maintained 100% adherence to guidelines and contributed to team success as a top performer in fast-paced origination environment.
SPOC Case Manager
PHH Mortgage Services
Mount Laurel
07.2014 - 07.2016
- Collected on delinquent loans and proactively solicited borrowers with loss mitigation programs to assist in retention and recovery.
- Responded thoroughly to customer inquiries, provided program guidance, and supported case managers/processors/underwriters to resolve issues efficiently.
- Enforced company policies/procedures while communicating effectively across teams to ensure compliance and positive outcomes.
Education
B.A. - English
Rider University
Lawrenceville , NJ 08.2007 - 06.2011
High School Diploma -
Hillsborough High School
Hillsborough, NJ 09.2003 - 06.2007
Skills
- Insurance Underwriting
- Risk Assessment
- Recreational Marine Insurance
- Mortgage Loan Processing
- Document Verification
- Financial Analysis
- Pricing
- Terms Evaluation
- Coverage Evaluation
- Regulatory Compliance
- Loss Ratio Management
- Producer/Broker Management
- Client Relationship Management
- Debt-to-Income Ratio Calculation
- Loan Products
- Pipeline Management
- Stakeholder Coordination
- Software
- Analytical Thinking
- Problem-Solving
- Multitasking
- Attention to Detail
- Leadership
- Training
- Mentoring
- Verbal Communication
- Written Communication
References
Available upon request
Hobbies and Interests
- Martial Arts (Aikido focus)
- WWII History
- Cooking
- Philosophy
Languages
- Spanish
- English, Native
- Spanish, Intermediate
Certifications And Achievements
- Aikido Black Belt (Dan Rank) & Instructor Certification, 02/01/25
- Aikido Instructor, American Combat Aikido, Maple Shade, NJ, 01/01/25
- Member, Phi Sigma Tau International Philosophical Honor Society
- Published in Rider University's literary journal, On Fire
Timeline
Recreational Marine Underwriter
Chubb
10.2022 - 02.2026
Loan Processor III
loanDepot.com, LLC
08.2020 - 06.2022
Loan Processor III
Wells Fargo Home Mortgage
07.2016 - 08.2020
SPOC Case Manager
PHH Mortgage Services
07.2014 - 07.2016
B.A. - English
Rider University
08.2007 - 06.2011
High School Diploma -
Hillsborough High School
09.2003 - 06.2007