Peter J. Leonetti, Jr.
Kittredge Mortgage Corporation, NMLS # 96972 and #102926
Shelburne,VT
1
Certification
35
years of professional experience
Experienced finance professional with over 25 years in building client relationships and revenue generation through successful mortgage loan closings. Proven history of developing long-term repeat client business and referral networks. Adept at structuring customized loan options to ensure loan approvals and full regulatory compliance. Expertise in negotiating loan terms with a diverse range of investors to secure creative solutions to meet client mortgage financing objectives.
Work History
Licensed Mortgage Loan Officer, NMLS #103878
28 Years 10 Months- Originate, analyze, and evaluate client loan applications, credit reports, and documentation to identify potential mortgage financing options and secure loan approvals.
- Spearheaded the approval of a new condominium project. Worked closely with the project developer, attorneys, listing realtor, and investor to generate the documentation needed to secure conventional loan approval. Successfully financed 33% of the newly constructed units, generating $1.2 million in new loans.
- Monitor and manage loan pipeline by regularly communicating with clients, in-house processors, underwriters, and investors to ensure loan compliance with all applicable federal and state financial regulations, while meeting contract requirements.
- Delivered superior personalized service to clients throughout loan process and created tailored loan options for each client. Enhanced client satisfaction and improved loan processing efficiency.
- Established, cultivated, and strengthened relationships with real estate professionals, leading to new business opportunities and expanded market presence in an expanded geographic territory.
- Administer the duties of Closing Agent. Collaborate with attorneys, clients, and realtors to schedule loan closings. Review and complete closing documents with clients and attorneys. Ensure the accuracy of the executed documents to expedite loan funding.
Outbound Supervisor
1 Year 8 Months- Directed and supervised 15+ employees, ensuring alignment with operational goals.
- Allocated personnel and equipment to optimize customer service using best practice and time management techniques. Overtime costs were reduced by approximately $1,000 per week.
- Oversaw company outbound operations involving three terminals. Coordinated 70-100 daily driver freight pick-ups involving 10+ delivery routes. Company volume increased by approximately 30%.
- Audited delivery receipts for performance, invoice accuracy, and receivable collection. Productivity and operational efficiency improved.
Membership and Billing Representative
3 Years 6 Months- Analyzed, reconciled, and resolved problem accounts. Collected over $200,000 in aged receivables.
- Managed and maintained 20+ accounts, ranging from 5-1,000 members. Reintroduced the business relationship and established a rapport with client Benefits Managers.
- Tracked and evaluated account billing functions, maximizing billing accuracy and company cash flow.
- Led the Quality Circle team formed to develop proposals to improve company efficiency, customer service, and employee relations. Generated proposals were implemented and resulted in improvements to performance, customer satisfaction, employee morale, and interdepartmental cooperation.
Education
Bachelor of Science - Finance
Skills
Client Relations
Problem-Solving
Negotiation
Credit Analysis
Regulatory Compliance
Financial Analysis
Interpersonal Communication
Certification
- Mortgage Loan Originator License, NMLS #103878
- Vermont Notary Public
Timeline
Licensed Mortgage Loan Officer, NMLS #103878
Kittredge Mortgage Corporation, NMLS # 96972 and #102926
11.1996 - 09.2025Read More
Outbound Supervisor
Land-Air Express of Vermont
03.1995 - 11.1996Read More
Membership and Billing Representative
Empire Blue Cross and Blue Shield
03.1991 - 09.1994Read More
Siena University
Bachelor of Science from Finance
Read More