Philip Hoyt
Commerce Twp,Michigan
Summary
Results-driven Risk Manager with a proven track record in identifying and mitigating risks. Skilled in regulatory analysis, stakeholder collaboration, and strategic planning to enhance operational resilience. Dynamic Risk Manager with proven success in risk assessment, strategy development, and compliance management. Expertise in crafting tailored risk mitigation plans and facilitating cross-functional workshops to enhance organizational resilience. Results-driven insurance sales producer specializing in risk mitigation, strategy development, and regulatory analysis. Proven ability to tailor insurance plans and manage client relationships effectively.
Overview
30
30
years of professional experience
2
2
Certifications
Work History
Insurance Sales Producer
Risk Strategies Company
Southfield , MI
07.2019 - 11.2025
- Developed tailored insurance solutions for diverse client needs.
- Cultivated strong relationships with clients to enhance retention rates.
- Conducted thorough policy reviews to ensure compliance and accuracy.
- Collaborated with underwriters to assess risk and determine coverage options.
- Prepared presentations, proposals, and quotes for potential customers.
- Educated clients about product features, benefits, coverage limits.
Property and Casualty Insurance Agent
Capital Insurance Group
Bloomfield Hills, Michigan
07.2009 - 07.2019
- Conducted thorough policy reviews to identify coverage gaps and recommend solutions.
- Collaborated with underwriters to assess risk and determine policy eligibility.
- Educated clients on policy terms, conditions, and claims processes effectively.
- Developed strong relationships with clients to foster trust and loyalty over time.
- Stayed updated on industry trends to provide informed advice to clients.
- Educated customers on the importance of maintaining adequate insurance coverage.
Automotive Sales Consultant
Southfield Chrysler Jeep
Southfield , Michigan
08.1999 - 04.2004
- Developed customer relationships through personalized service and product knowledge.
- Demonstrated vehicle features and benefits to enhance customer understanding.
- Assisted clients with financing options and paperwork for vehicle purchases.
- Conducted follow-up calls to ensure customer satisfaction after purchase.
- Trained new sales staff on dealership policies and customer engagement strategies.
- Prepared sales contracts and other necessary paperwork for vehicle purchases.
District Sales Manager
Thornapple Valley Meat Company
Southfield , Michigan
07.1995 - 08.1999
- Managed district sales team to ensure effective execution of sales initiatives.
- Trained new sales representatives on product knowledge and customer service techniques.
- Collaborated with marketing to align promotional campaigns with sales objectives.
- Established strong relationships with key accounts and industry stakeholders.
- Maintained relationships with key accounts within the district in order to facilitate repeat business opportunities.
Education
Some College (No Degree) - Management
Macomb Community College
Warren, MISkills
- Risk mitigation
- Regulatory analysis
- Performance indicators
- Strategy development
- Compliance management
- Business administration
- Client interviews
- Client prospecting
- Presentation skills
- Account retention
Certification
Property and Casualty State of Michigan Insurance License
Timeline
Insurance Sales Producer
Risk Strategies Company
07.2019 - 11.2025
Property and Casualty Insurance Agent
Capital Insurance Group
07.2009 - 07.2019
Automotive Sales Consultant
Southfield Chrysler Jeep
08.1999 - 04.2004
District Sales Manager
Thornapple Valley Meat Company
07.1995 - 08.1999
Some College (No Degree) - Management
Macomb Community College