Phillip L. Jemison Jr.
Conroe,TX
Summary
Dedicated Bank Officer and Senior Compliance Professional committed to accepting and addressing challenges presented by the highly regulated banking industry through embracing change and implementing effective and efficient solutions. Proven history of developing strategic initiatives, providing project management and offering results-focused interactions to foster growth and collaboration in the bank. Offering 20 years of expertise and technical proficiency in bank compliance and risk mitigation to fulfill a Compliance Officer role.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Assistant Vice President/Senior Regulatory Compliance Specialist
Woodforest National Bank
The Woodlands, TX
09.2016 - 01.2024
- Conduct ongoing regulatory change management to ensure bank products, services, and management oversight are compliant with the current banking rules and regulations
- Conduct independent periodic and on-going compliance reviews and 2nd line of defense testing that address National Bank Consumer Compliance and Corporate Governance rules and regulations
- Provide monthly Compliance Department Executive Committee summary presentation addressing ongoing compliance department priorities and performance
- Development and Administrator of Compliance Department Compliance Management System
- Administration of the Board of Directors approved Bank policy portal and Bank policy change management process
- Participate in Operational and Compliance Program Risk Assessment Development and Review including annual subject matter expert (SME) review of KRI risk ratings and verification of business unit action plans and testing
- Compliance Project Manager for the Truth in Lending Integrated Disclosure (TRID) Compliance Development and Integration project for the Bank's mortgage origination and servicing systems
- OSHA Workplace Safety/CDC COVID-19 Federal and State protocol research and implementation oversight throughout the COVID-19 State of Emergency
- Conduct on-going Bank Marketing, Advertising, Social Media, Online Banking, and Mobile Banking content compliance reviews to ensure compliance with Federal Agency rules and guidelines
- Conduct Regulatory Agency Complaint Processing and monthly complaint trend data analysis
Regulatory Consumer Compliance Specialist
Woodforest National Bank
The Woodlands, TX
12.2012 - 09.2016
- Conduct independent periodic consumer compliance reviews and 2nd line of defense testing of Bank products, lines of business, operational department processes
- Conduct Federal Regulatory Reporting data integrity reviews to ensure accurate and timely Regulation C - Home Mortgage Disclosure Act (HMDA) annual database reporting
- Conduct Federal Regulatory Reporting data integrity reviews to ensure accurate and timely Community Reinvestment Act (CRA) annual database reporting
- Monitored changes in consumer compliance requirements and advised the Consumer Compliance Officer of necessary actions.
- Provided guidance to bank personnel on regulatory requirements, policies, and procedures to mitigate consumer compliance risk.
- Provided support to department by assisting with special assignments and projects.
Financial Examiner
The Texas Department of Banking
Houston, TX
01.2003 - 05.2012
- Participated in more than 100 Commercial and Specialty Bank Examinations conducting various examination procedures and asset quality reviews
- Commercial Examier in Charge (EIC) for seven (7) banks ranging in size from $50 million to $250 million
- Conducted Independent Commercial Loan Reviews for credit quality and classification
- Conduct Bank Financial Analysis to assess a bank's performance in consideration of the Uniform Financial Institution Rating System (UFIRS CAMELS) ratings
- Detail review and verification of regulatory financial reporting in accordance with Generally Accepted Accounting Principals (GAAP)
Education
MBA - Management And Accounting
University of Mary Hardin-Baylor
Belton, TX05-2003
BBA - Management
University of Mary Hardin-Baylor
Belton, TX12-2001
Skills
- Certified Regulatory Compliance Manager
- Corporate Compliance and Risk Governance Process
- Compliance Management Systems Administration
- Executive Reporting and Presentations
- Regulatory Change Management Administration and Tracking
- Compliance Project Management
- Internal Auditing Standards
- Generally Accepted Accounting Principals (GAAP)
- Complaint Process Management and Reporting
- Federal and Texas State Banking Regulation Subject Matter Expert
- Regulatory Research and Determinations of Coverage
- Bank Secrecy Act/Anti-Money Laundering Program Review and Compliance
- Bank Financial Analysis
- Public Speaking (Toastmasters)
- Microsoft Office Suite: Teams, Word, Excel, PowerPoint, Outlook, Sharepoint
- Remote Communications: WebEX, Zoom
Accomplishments
- Boy Scouts of America: Eagle Scout - October 1995
Certification
- American Bankers Association Certified Regulatory Compliance Manager (CRCM)
Affiliations
- Toastmasters International Member
Timeline
Assistant Vice President/Senior Regulatory Compliance Specialist
Woodforest National Bank
09.2016 - 01.2024
Regulatory Consumer Compliance Specialist
Woodforest National Bank
12.2012 - 09.2016
Financial Examiner
The Texas Department of Banking
01.2003 - 05.2012
MBA - Management And Accounting
University of Mary Hardin-Baylor
BBA - Management
University of Mary Hardin-Baylor
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