Quazi Hassan
Fort Worth,TX
Summary
Highly experienced Senior Mortgage Underwriter/Auditor with over 15 years of expertise in reviewing mortgage loan applications. Proficient in income calculations, tax returns, DSCR, bank statements, 1099 forms, asset depletion, credit reports, appraisals, titles, fraud detection, and quality control.
Overview
12
12
years of professional experience
Work History
Fraud & Claim Operations Associate (Consultant)
Wells Fargo
11.2022 - 06.2024
- Reviewed and assessed incoming fraud reports to validate their authenticity
- Conducted research and investigations into suspicious or fraudulent activities, gathering and analyzing data and evidence
- Collaborated with internal teams and external parties to efficiently and effectively resolve fraud and claim cases
- Monitored and analyzed fraud and claim activity trends to identify potential risk areas and prevent losses.
- Oversaw daily operations, ensuring timely completion of tasks and adherence to company policies and procedures.
- Trained and mentored new team members, fostering a positive work environment and promoting professional growth.
Senior Mortgage Underwriter
First Guaranty Mortgage Corporation
04.2022 - 06.2022
- Developed contingency plans to ensure business continuity through cross-training, documentation, and data backups
- Underwrote complex NQM and Jumbo mortgage loans, ensuring all investor guidelines were met
- Communicated essential information to facilitate the smooth and efficient closing of loans
- Recognized as one of the top team players for production and quality.
Senior Underwriter/Lead Trainer
Better Mortgage
11.2020 - 03.2022
- Consistently taught, trained, and examined Loan Processors and Closers to become underwriters at Better University; trained offshore teams in supporting underwriting tasks
- Effectively underwrote mortgage loans by analyzing consumer financial statements, credit reports, cash flow calculations, and balance sheets, reviewing all other relevant information
- Communicated information promptly to meet goals
- Recognized as a top producer.
Underwriter, Underwriting Team Lead, Manager, and Senior Credit Risk Underwriter
Nationstar Mortgage, dba Mr. Cooper
06.2012 - 11.2020
- Managed a team of underwriters in production and Quality Control on the Operation Team, including training, leading, and motivating associates to succeed
- Monitored the quality and progress of all team members while serving as an escalation point for the team
- Ensured that all loans were underwritten and decided according to the established Service Level Agreement (SLA) and assisted with second-level pre- and post-closing reviews
- Resolved escalations on individual loans daily and consistently worked with the Underwriting Manager and other senior members of management to develop and maintain operations policies and procedures
- Increased efficiency and team production by 50% after managing a team of underwriters on the Operation Team after the Underwriter Manager's departure
- Underwrote approximately 100 loans per month consistently and was promoted to Team Lead
- Awarded several accolades for top-level performance.
Education
Master of Business Administration (MBA) -
University of Dallas
Irving, TexasSkills
- Leadership
- Analytical Skills
- Credit Analysis
- Complex Financial Documents
- Oral & Written Communication
- Information Delivery
- Interpersonal Skills
- Problem Solving
- Credit Worthiness Assessment
- Regulatory & Compliance Adherence
- Credit Recommendations
- Teamwork Commitment
- Production, Quality & Service Standards
- Direct Coaching & Feedback
- Self-Motivation
- High-Volume Environment Adaptability
- Sound Lending Judgment
- FHA, VA, Conventional, Fannie Mae, Freddie Mac, Jumbo, Non-QM Loans
- Customer Service
- Finance, Marketing & Detailed Research
- MS Office Proficiency
- Interpersonal and written communication
- Quality Control Analysis
Personal Information
Title: Senior Mortgage Underwriter
Timeline
Fraud & Claim Operations Associate (Consultant)
Wells Fargo
11.2022 - 06.2024
Senior Mortgage Underwriter
First Guaranty Mortgage Corporation
04.2022 - 06.2022
Senior Underwriter/Lead Trainer
Better Mortgage
11.2020 - 03.2022
Underwriter, Underwriting Team Lead, Manager, and Senior Credit Risk Underwriter
Nationstar Mortgage, dba Mr. Cooper
06.2012 - 11.2020
Master of Business Administration (MBA) -
University of Dallas
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