Summary
Overview
Work History
Education
Skills
Awards and Recognition
Timeline
Generic

Rachael Stuart

IL

Summary

Claims professional with expertise in coverage investigations, claim negotiation, and policy interpretation across personal and commercial insurance lines. Recognized for efficient claim resolution, strong customer communication, and the ability to identify coverage applicability and exclusions. Prior experience as an independent insurance broker and operations director provides a well-rounded understanding of risk management, policy structures, and regulatory compliance.

Overview

16
16
years of professional experience

Work History

Claims Generalist Associate

Progressive Insurance
12.2025 - Current
  • Recognized as a top 5 performer for achieving among the fastest total-loss claim closures in Illinois through efficient investigations, timely customer communication, and proactive claim management.
  • Selected to mentor a peer, supporting adaptability, consistency, and Progressive best practices
  • Navigate complex and emotionally charged claim scenarios and coverage investigations using sound decision-making, negotiation, and empathy
  • Collaborate with internal partners and external vendors, including Salvage, SIU, Subrogation, Repair Vendors, and MRRs, making referrals as appropriate to support accurate investigations, timely resolution, and quality claim outcomes
  • Manage high-volume claims while maintaining strong time management, quality orientation, and timely resolution
  • Build customer loyalty through clear communication, empathy, and accurate coverage explanations

Independent Insurance Broker

Just4you Insurance Brokers
Highland, IL
06.2018 - 12.2024

Served as an independent insurance broker advising clients on personal, commercial, and specialty lines coverage by analyzing risk exposures, recommending appropriate policy solutions, and placing coverage across multiple carriers.

Director of Operations

Morning Glory Homecare
Troy, IL
06.2010 - 06.2018

Directed operations for a non-medical home care agency serving seniors, managing 65+ employees, overseeing approximately $1M in annual revenue, and ensuring compliance with the Illinois Department of Public Health regulations.

Education

Bachelor of Science - Workforce Education & Development

Southern Illinois University
Carbondale, IL
05-2017

Skills

  • Selected to join the Predatory Tow Team to assist with specialized investigations and negotiations involving illegal tow practices and excessive charges, helping mitigate claim costs and ensure compliance with regulatory standards
  • Member of the Young Professionals Network ERG
  • Initiated and am leading development of an Employee Book Exchange for the local branch at the new location opening Summer 2026

Awards and Recognition

  • Progressive Tier 1 Customer Experience Winner – Q4 2025
  • Progressive Tier 2 Customer Experience Winner – Q3 2025
  • Received nationally recognized Superior Travelers Agent Recognition Award from Travelers Insurance for exceptional service, strong partnership, and outstanding growth in 2020.

Timeline

Claims Generalist Associate

Progressive Insurance
12.2025 - Current

Independent Insurance Broker

Just4you Insurance Brokers
06.2018 - 12.2024

Director of Operations

Morning Glory Homecare
06.2010 - 06.2018

Bachelor of Science - Workforce Education & Development

Southern Illinois University