Summary
Overview
Work History
Education
Skills
Accomplishments
volunteer experience
Timeline
Generic

Rachel Geraci

Newton,NJ

Summary

Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company and community success. Maintain a high level of professionalism, keeping abreast with all federal and state financial regulations. Community leader in Sussex County and its county seat, Newton.

Overview

8
8
years of professional experience

Work History

Loan Officer

Movement Mortgage, Inc.
06.2020 - Current
  • Spearheaded initiatives to streamline internal communication between departments, enhancing overall operational efficiency within the organization.
  • Thorough credit analysis to minimize risk exposure for the financial institution.
  • Ensured compliance with all federal and state regulations throughout the loan origination process.
  • Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
  • Maintained an extensive knowledge of current market trends and industry changes to provide accurate advice to clients.
  • Keep borrowers, realtors, builders etc up to date with status
  • Ability to maintain knowledge of programs offered to place borrowers in correct program
  • Deal with unexpected problems professionally and promptly.
  • Improved loan processing efficiency by streamlining application procedures and documentation requirements.

VP of Mortgage Lending

Guaranteed Rate
07.2018 - 05.2020
  • Managed a team of loan officers, achieving consistent growth in closed loans and overall revenue.
  • Established strong relationships with real estate agents, leading to increased referral business and long-term partnerships.
  • Improved underwriting processes to reduce turnaround time for loan approvals, enhancing customer experience and loyalty.
  • Oversaw compliance efforts, ensuring adherence to federal and state regulations throughout the mortgage lending process.

Loan Officer

Movement Mortgage, Inc.
06.2016 - 07.2018
  • Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
  • Spearheaded initiatives to streamline internal communication between departments, enhancing overall operational efficiency within the organization.
  • Cultivated lasting relationships with satisfied clients that led to repeat business as well as referrals from friends or family members.
  • Developed and implemented marketing campaigns to attract new customers.

Education

Campus MBA

NMLS

Skills

  • Financial Transactions Expertise
  • Risk Management Assessments
  • Regulatory Compliance
  • Underwriting Expertise
  • Time Management
  • Computer Literacy - diverse in many operating systems
  • Customer Service-Focused

Accomplishments

    Consistency achieving 5-star ratings as a financial industry leader

volunteer experience

  • Board of Trustee for Sussex County Community College
  • President for Greater Newton Chamber of Commerce
  • President Elect of Branchville Rotary
  • Committee Member: Money Smart Week (6 years)
  • Various volunteering activities within the community

Timeline

Loan Officer

Movement Mortgage, Inc.
06.2020 - Current

VP of Mortgage Lending

Guaranteed Rate
07.2018 - 05.2020

Loan Officer

Movement Mortgage, Inc.
06.2016 - 07.2018

Campus MBA

NMLS
Rachel Geraci