RACHEL KORIL-MUNDY
Phoenix,AZ
Summary
LICENSED LOAN OFFICER ASSISTANT | QUALIFICATIONS PROFILE
Detail-oriented and performance-focused professional, equipped with 10 years of experience in loan originating and processing. Comprehensive knowledge of loan product, guidelines, documentation and investor requirements. Adept at income calculation, verifying loan documents, and pipeline management. Recognized as a team-player and strategic thinker, with outstanding communication, interpersonal, organizational, and problem-solving skills. Ability to multitask in a deadline-driven environment. Proficient with Microsoft Office Suite and Encompass.
Overview
12
12
years of professional experience
1
1
Certification
Work History
LICENSED SALES ASSISTANT
Rate (Formerly Guaranteed Rate)
02.2024 - Current
- Assess loan application, relevant documentation and credit reports to determine loan eligibility and present suitable options to LO
- Assemble important paperwork and initial disclosures to handover a complete file to the loan processor
- Build rapport with clients through active listening, empathetic understanding, and clear communication regarding their specific needs throughout the entire loan process
- Maintain referral pipeline by reaching out regularly to real estate agents, referral partners, and past clients
- Collaborate with underwriting and processing teams to resolve issues and expedite loan approvals
- Communicate with clients, processing teams and other third parties to achieve prompt loan closings
LICENSED LOAN OFFICER ASSISTANT
Fairway Independent Mortgage Corporation
08.2021 - 12.2023
- Analyze loan applications and credit reports to determine loan eligibility and risk level
- Evaluate loan products to identify suitable options for customers
- Negotiate loan terms, interest rates and conditions with customers to secure best opportunities
- Evaluate loan requests and documents to verify accuracy and completeness
- Proactively identify solutions for customers experiencing credit issues
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Maintained referral pipeline by reaching out regularly to real estate agents, referral partners, and past clients
LICENSED MORTGAGE LOAN PROCESSOR | LICENSED SALES ASSISTANT
Guaranteed Rate, Inc
06.2017 - 07.2021
- Take mortgage applications and structure files based on client financial goals and qualifications
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process
- Quote pricing and lock rates
- Assist high producing loan officers with Conventional, Government and Jumbo loan products and guideline review
- Work one on one with client on all items needed to submit loan into underwriting
- Work collaboratively with lending support staff to solve problems, stay on top of deadlines, and guarantee all loan data from submission to underwriter, to initial underwriting approval
MORTGAGE PRODUCTION PARTNER
Smart Money Inc
01.2016 - 05.2017
- Serve as focal point of contact for clientele of CEO and DOP
- Take applications, choose appropriate scenario that best meet client’s needs, and approve or deny the application
- Collaborate with clients to obtain submission documentation and package and file to processor
- Closely interface with all parties of the loan and send updates to buyers, buyers agents, and loan officer
- Work collaboratively with lending support staff to solve problems, stay on top of deadlines, and guarantee all loan data from submission to closing
LOAN PROCESSOR
B&B Mortgage Solutions
06.2012 - 10.2014
Skills
- Quality Assurance
- Needs Assessment
- Loan Processing
- Document Verification
- Underwriting Guidelines
- Customer Proposals
- Microsoft Office
- Product Knowledge
- Residential Mortgage
- Regulatory Compliance
- Client Relations
- Complex Problem-Solving
- Risk Management Assessments
- Detailed Analysis
- Administrative Support
- Mortgage Loan Origination
Certification
NMLS ID #1269754
Timeline
LICENSED SALES ASSISTANT
Rate (Formerly Guaranteed Rate)
02.2024 - Current
LICENSED LOAN OFFICER ASSISTANT
Fairway Independent Mortgage Corporation
08.2021 - 12.2023
LICENSED MORTGAGE LOAN PROCESSOR | LICENSED SALES ASSISTANT
Guaranteed Rate, Inc
06.2017 - 07.2021
MORTGAGE PRODUCTION PARTNER
Smart Money Inc
01.2016 - 05.2017
LOAN PROCESSOR
B&B Mortgage Solutions
06.2012 - 10.2014
NMLS ID #1269754
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