Rachel Varghese
Cary
Summary
Detail-oriented financial services professional with 4+ years of experience supporting global banking operations, credit & risk analysis, and data management. Adept at working independently in virtual environments with a strong track record of accuracy, accountability, and communication. Seeking a remote role in financial operations, risk review, pricing analytics, or administrative coordination where I can apply my expertise to support business outcomes.
Overview
4
4
years of professional experience
Work History
Credit & Risk Analyst – Capital Markets (Remote-Ready Role)
Morgan Stanley
02.2010 - 05.2012
- Analyzed municipal bond portfolios, evaluating credit ratings, defaults, and litigation risk.
- Maintained daily financial models using Excel and created reports uploaded to the internal portal.
- Researched and summarized municipal debt information for senior managers to support credit decisions.
- Monitored market changes and ensured timely updates to internal risk databases.
Operations Analyst – Clearance & Collateral Management
JP Morgan Chase
05.2008 - 02.2010
- Managed financial reference data, broker setups, and payment instructions across global markets.
- Ensured timely and accurate reporting of collateral positions and compliance with client mandates.
- Supported pricing for over 1 million securities by monitoring data feeds and running variance checks.
- Delivered daily pricing accuracy reports and manually updated financial instruments when needed.
Education
Bachelor of Management Studies -
University of Mumbai
01.2007
Skills
- Remote Operations Support
- Credit Risk & Bond Research
- Data Entry & Management
- MS Excel Reporting & Dashboards
- Pricing Data Reconciliation
- Financial Documentation Review
- Workflow Coordination
- Written & Verbal Communication
- Microsoft Excel (Advanced formulas, charts, data validation)
- Microsoft Word
- PowerPoint
- Familiar with financial systems like CCMS
- Internet Research & Data Aggregation Tools
Remote Work
Open to Remote (Work-from-Home) Opportunities Across the U.S.
Work Authorization
Authorized to work in the United States
Remote Work Readiness
- Equipped with high-speed internet, dedicated home office, and secure work environment
- Proficient in email/virtual collaboration tools (Zoom, Slack, Microsoft Teams)
- Experienced in independently managing deliverables and adhering to deadlines
- Comfortable with remote onboarding, communication, and documentation systems
Time Zone
Eastern Time (ET) – Flexible to collaborate across U.S. time zones
Timeline
Credit & Risk Analyst – Capital Markets (Remote-Ready Role)
Morgan Stanley
02.2010 - 05.2012
Operations Analyst – Clearance & Collateral Management
JP Morgan Chase
05.2008 - 02.2010
Bachelor of Management Studies -
University of Mumbai
Similar Profiles
VALARIE HUGHESVALARIE HUGHES
Wealth Management Associate, AVP at Morgan StanleyWealth Management Associate, AVP at Morgan Stanley
Raunak MotiwaleRaunak Motiwale
Associate, Syndicate Operations at Morgan StanleyAssociate, Syndicate Operations at Morgan Stanley
WILLIAM COOPER IIWILLIAM COOPER II
Financial Advisor at Morgan Stanley Wealth ManagementFinancial Advisor at Morgan Stanley Wealth Management
Punit AgarwalPunit Agarwal
Vice President at Morgan StanleyVice President at Morgan Stanley
De'Shan BrownDe'Shan Brown
U.S. Military at US ArmyU.S. Military at US Army