Overview
Work History
Education
Skills
Timeline
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R. Adam Cawthon

Pea Ridge,AR

Overview

27
27
years of professional experience

Work History

Underwriter II

Centennial Bank
Rogers, AR
09.2024 - 11.2024
  • Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
  • Analyzed financial information including income, assets, liabilities and credit history of applicants.
  • Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.

Underwriter III

Arvest Bank Group Inc.
Lowell, AR
02.2011 - 08.2024
  • Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
  • Analyzed financial information including income, assets, liabilities and credit history of applicants.
  • Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
  • Determined appropriate loan structure based on customer needs, company policy and regulatory guidelines.
  • Established maximum loan amounts according to underwriting standards and communicated decisions to customers.

Regional Sales Manager

Friedmans Jewelers
Tulsa, OK
10.2006 - 12.2009
  • Developed strategies and plans for regional sales growth.
  • Created promotional campaigns to increase sales in the region.
  • Analyzed regional sales performance data to develop actionable insights.
  • Created and presented monthly reports to management on sales performance.
  • Managed daily operations of sales department, including supervision of staff members.
  • Trained, coached, and mentored junior sales personnel to ensure success in their roles.
  • Conducted regular meetings with staff members to review goals and objectives for the quarter and year.

Sales Associate/Sales Manager

Friedmans Jewelers
Rogers, AR
09.2004 - 10.2006
  • Assisted customers with product selection, sizing and styling.
  • Provided accurate information about products, prices and services.
  • Processed transactions using a point-of-sale system.
  • Built relationships with customers to encourage repeat business.
  • Conducted inventories on a regular basis to track stock levels.
  • Demonstrated product features and benefits for customers' needs.
  • Attended weekly team meetings to review performance goals and objectives.
  • Performed cashier duties such as accepting payments, issuing receipts and counting money back change.
  • Collaborated with management teams to develop innovative marketing strategies.
  • Helped customers find specific products, answered questions, and offered product advice.

Loan Officer

A1 Mortgage/Waggoner & Company
Rogers, AR
05.1998 - 05.2004
  • Reviewed credit histories, income statements, and other financial information of loan applicants.
  • Developed and maintained relationships with potential customers to increase loan business.
  • Analyzed financial data to determine the feasibility of granting loans.
  • Verified accuracy of loan documents prior to approval.
  • Approved or denied loan applications based on established guidelines.
  • Explained various types of loans available to customers and their associated terms and conditions.
  • Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
  • Monitored changes in relevant federal regulations related to lending practices.
  • Provided customer service support throughout the entire process from application through closing.
  • Maintained current knowledge regarding new laws, regulations, policies, procedures, products, services. related to consumer lending operations.

Education

Interantional Justice/Pre-Law

University of Arkansas
Fayetteville, AR

Skills

  • LAPP SAR - VA & DE CHUMS- FHA Certified

Timeline

Underwriter II

Centennial Bank
09.2024 - 11.2024

Underwriter III

Arvest Bank Group Inc.
02.2011 - 08.2024

Regional Sales Manager

Friedmans Jewelers
10.2006 - 12.2009

Sales Associate/Sales Manager

Friedmans Jewelers
09.2004 - 10.2006

Loan Officer

A1 Mortgage/Waggoner & Company
05.1998 - 05.2004

Interantional Justice/Pre-Law

University of Arkansas

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