Summary
Overview
Work History
Education
Skills
Timeline
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Jayne Lynch

Townsend,TN

Summary

Analytical Underwriter with expertise in Convention, VA , FHA and Bond loans. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with Loan Officers, Processors and Management to achieve business goals.

Overview

21
21
years of professional experience

Work History

Senior Underwriter

NFM Lending /MainStreet Home Loans
06.2024 - Current

Review and decision Conventional, FHA, VA, Bond Loans and issue NOV's on VA appraisals. Apply knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.

Senior Underwriter

NFM Lending/ Main Street Home Loans
05.2019 - 01.2023

Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards. Underwrote Conventional, VA, FHA, Bond loans. Review VA appraisal and issued NOV.

Senior Underwriter

Village Mortgage
04.2018 - 02.2019

Reviewed Conventional, FHA, VA and issued NOV's on VA loans. Applied knowledge of guidelines to maintain compliance with applicable regulations and company standards.

Senior Underwriter

Caliber Home Loans
04.2017 - 04.2018

Reviewed Conventional, FHA, VA and issued NOV's on VA loans. Applied knowledge of guidelines to maintain compliance with applicable regulations and company standards.

Senior Underwriter

EMM Loans
06.2016 - 04.2017

Reviewed Conventional, FHA, VA and issued NOV's on VA loans. Applied knowledge of guidelines to maintain compliance with applicable regulations and company standards.

Underwriter IV

Plaza Home Mortgage Inc
03.2008 - 06.2016

Reviewed Conventional, FHA, VA and issued NOV's on VA loans. Applied knowledge of guidelines to maintain compliance with applicable regulations and company standards. Responsible for creating an scenario desk, via a designated e-mail for all Brokers, Account Reps, and Underwriters. To answer any underwriting questions and confirm all loan scenarios met specific guidelines for the product being used.

Underwriting Manager

First Magnus Financial
08.2003 - 02.2008

Managed a staff of 7 Underwriters. Main support person for all Account Reps for underwriting guideline questions and granting exceptions. Second sign for all declines, exceptions and loans over underwriters authority. Hired and trained all underwriting staff along with being responsible for yearly reviews.

Education

High School Diploma -

Groton Dunstable Regional
Groton, MA

Skills

  • VA LAPP approved Sar # 010567
  • Management experience
  • DE Underwriter Chums # Y140
  • Risk evaluations
  • Excellent time management skills
  • Proficient with Encompass
  • Proficient with DU and LP
  • Detail-oriented
  • Strong team builder
  • Self motivated

Timeline

Senior Underwriter

NFM Lending /MainStreet Home Loans
06.2024 - Current

Senior Underwriter

NFM Lending/ Main Street Home Loans
05.2019 - 01.2023

Senior Underwriter

Village Mortgage
04.2018 - 02.2019

Senior Underwriter

Caliber Home Loans
04.2017 - 04.2018

Senior Underwriter

EMM Loans
06.2016 - 04.2017

Underwriter IV

Plaza Home Mortgage Inc
03.2008 - 06.2016

Underwriting Manager

First Magnus Financial
08.2003 - 02.2008

High School Diploma -

Groton Dunstable Regional
Jayne Lynch