Rebecca A. Glas
Frederick,MD
Summary
Highly skilled finance professional with 15 plus years in the mortgage and banking industry. Efficient mortgage loan closer, funding, and post-closing. Expertise with guidelines and products to include, yet not limited to - Conventional, FHA, VA, Bonds, and 2nd loans. Delivered error-free documentation while ensuring compliance with company policy, as well as federal and state laws. Possess strong analytical skills which enable me to proactively identify and assess opportunities consequently providing sound solutions
Overview
22
22
years of professional experience
Work History
SENIOR MORTGAGE LOAN CLOSER
Freedmont Mortgage Group Dba Radius Financial
05.2023 - 10.2023
- Accurately prepared Initial Closing Disclosures and monitored any change of circumstance requests. Retained re-disclosures and COC notices in compliance within TRID regulations.
- Reviewed closing conditions to ensure they are satisfied and executed according to closing instructions and guidelines.
- Researched and resolved any post-closing, investor, or servicing issues.
- Remained current on loan regulation changes, and compliance with current laws.
- Performed quality control checks to ensure compliance with all state and federal laws
- Gathered and prepared information for completion of closing documents - invoices, payoff and other documentation needed for the transaction.
CLOSING MANAGER/SENIOR MORTGAGE LOAN CLOSER
Freedmont Mortgage Group Dba NFM Lending, Inc
07.2019 - 04.2023
- Maintained high level of customer satisfaction with prompt and accurate loan status updates.
- Partnered with underwriters to address and resolve any application issues.
- Resolved any post-closing, investor, and servicing issues.
- Gathered and prepared pertinent information to finalize closing documents.
- Prepared and verified closing disclosure amounts against settlement and escrow figures to accurately reflect borrowers' bottom-line costs.
- Recognized for high productivity and exceptional loan quality.
- Delivered meticulous, error-free documentation that complied with policies and regulatory requirements.
- Highly organized and detail-oriented professional with expertise in title searches, preparing closing documents and managing customer expectations
- Communicated regularly with clients, processing teams and third parties to achieve prompt, seamless loan closings
- Established and maintained thorough knowledge of all products and investor requirements to ensure quality closing packages
- Excellent communicator with strong interpersonal skills and ability to handle multiple tasks under pressure.
CLOSING/FUNDING SPECIALIST
SunTrust Mortgage
04.2015 - 07.2018
- Prepared and reviewed loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Stayed current on loan regulation changes in compliance with current laws.
- Reviewed and ensured all closing conditions were satisfied and executed according to closing instructions and guidelines.
- Stayed up to date on loan regulation changes, processing loan applications to remain in compliance with current laws.
- Trained staff in loan closing processes.
- Ensure fees for lender and title companies are within TILA/RESPA guidelines
LOAN CLOSING DOC SPECIALIST IV
Wells Fargo Home Mortgage
04.2009 - 04.2015
Senior Loan Closer IV
National City Mortgage
07.2001 - 03.2008
Education
High School Diploma -
Chancellor High School
Fredericksburg, VA06.1991
Skills
- Residential Mortgage Lending Regulations
- Regulatory Compliance
- Document/Credit/Risk Analysis
- RESPA, TILA, and HMDA Regulations
- Detail Oriented
- Excellent written/verbal communication skills
- Report and Document Preparation
- Loan File Maintenance
- Decision-Making
- Customer Relations
- Product Education
- Active Listening and Learning
Timeline
SENIOR MORTGAGE LOAN CLOSER
Freedmont Mortgage Group Dba Radius Financial
05.2023 - 10.2023
CLOSING MANAGER/SENIOR MORTGAGE LOAN CLOSER
Freedmont Mortgage Group Dba NFM Lending, Inc
07.2019 - 04.2023
CLOSING/FUNDING SPECIALIST
SunTrust Mortgage
04.2015 - 07.2018
LOAN CLOSING DOC SPECIALIST IV
Wells Fargo Home Mortgage
04.2009 - 04.2015
Senior Loan Closer IV
National City Mortgage
07.2001 - 03.2008
High School Diploma -
Chancellor High School
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