Reed Black
Prattville
Summary
Results-driven insurance professional with experience in personal lines underwriting, risk assessment, and agency support. Proven ability to maintain underwriting profitability while balancing customer service, regulatory compliance, and company guidelines. Strong communicator who collaborates effectively across multiple departments. Holds an AINS designation with only a couple of months until the CPCU designation is obtained. Brings a business-focused, personable approach to the work place.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Personal Lines Underwriter
Alfa Insurance
09.2024 - Current
- Manage underwriting operations for assigned territories while maintaining profitability and adherence to company underwriting guidelines.
- Serve as the primary point of contact for agency personnel regarding underwriting questions, exceptions, and risk evaluation.
- Evaluate and assess personal lines risks to ensure appropriate pricing, coverage selection, and policy issuance.
- Collaborate with Claims, Billing, Marketing, Customer Resource, and Agency departments to resolve issues and support business objectives.
- Analyze underwriting data and loss trends to support sound risk selection and portfolio performance.
- Provide guidance and underwriting expertise to agents while maintaining service standards and company compliance requirements.
High School History Teacher
Alabama Christian Academy
08.2023 - 05.2024
- Developed engaging lesson plans aligned with state standards to enhance student understanding of historical events.
- Facilitated classroom discussions that encouraged critical thinking and diverse perspectives on historical topics.
- Implemented interactive teaching methods, including technology integration, to foster student engagement and retention.
- Assessed student performance through various evaluation methods, providing timely feedback to support academic growth.
Education
Bachelor of Science - Business Administration (Marketing Concentration)
Troy University
Troy, AL12-2023
Skills
- Training and mentoring
- Risk Assessment
- Critical Thinking
- Cross-Functional Collaboration
- Negotiation
- Regulatory Compliance
- Insurance Operations
- Agency Relationship Management
- Portfolio Management
- Customer Service
Accomplishments
- Contributed to the most profitable year in company history through disciplined underwriting and risk selection.
- Maintained a positive loss ratio within Alabama, the assigned territory, during both years of underwriting responsibility
Certification
- Associate in Insurance (AINS)
- Chartered Property Casualty Underwriter (CPCU) - cannot officially receive until 09/2026 due to a 2 year mandatory waiting period.
Timeline
Personal Lines Underwriter
Alfa Insurance
09.2024 - Current
High School History Teacher
Alabama Christian Academy
08.2023 - 05.2024
Bachelor of Science - Business Administration (Marketing Concentration)
Troy University