Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Koby K. Bender

Koby K. Bender

Bismarck

Summary

Detail-oriented professional with a strong foundation in finance and a competitive background in hockey. Skilled in data analysis, strategic decision-making, and performance optimization, with the discipline and teamwork developed through high-level athletics. Known for maintaining composure under pressure, managing priorities efficiently, and contributing to goal-driven environments.

Overview

9
9
years of professional experience
2022
2022
years of post-secondary education
1
1
Certification

Work History

Credit Analyst

Bravera Bank
Mandan
08.2024 - Current
  • Analyzing and recording personal and business financial statements, credit reports, and other relevant I formation to assess credit worthiness of individuals and businesses.
  • Evaluating the likelihood of default and recommending appropriate credit limits, loan terms, and interest rates.
  • Generating detailed reports summarizing findings and making recommendations to lending officers or credit committees
  • Tracking the performance of existing loans and credit lines, identifying potential issues, and recommending corrective actions.

Peewee Boys Hockey Coach

Bismarck Hockey Program
Bismarck
12.2025 - 03.2026
  • Developed practice plans to enhance player skills and team performance.
  • Conducted individual and team training sessions focused on technique and strategy.
  • Evaluated player performance through regular assessments and feedback sessions.

Business Banker

Frandsen Bank and Trust
Duluth
03.2023 - 06.2024
  • Analyze current trends and changes regarding the financial market and policies to provide clients with the most up to date information.
  • Lead one-on-one client consultations to compile and assess clients’ financial standings and eligibility for loans.
  • Manages information systems, ensuring the accuracy of each loan application in compliance with established standards of practice.

Financial Representative

Northwestern Mutual
Duluth
10.2022 - 02.2023
  • Cultivated relationships with potential clients, generating plans to help optimize, protect, and grow their finances to better their lives as a whole.
  • Coordinated and oversaw entire client relationships; served as the single point of contact, monitored changing client investments/financial objectives, and periodically re-evaluated clients’ needs.

Men’s Ice Hockey Player

University of Minnesota
Duluth
09.2017 - 01.2022
  • Freshman and Sophomore season won the NCAA Division I National Championship, as well as the NCHC Championship Sophomore year.
  • Junior year- Covid-19 restricted play to continue in the Spring of 2020.
  • Awarded the Mike Sertich ‘Most Improved Player’ award in 2021.
  • Senior and Graduate year- was named one of the top performers on the team, helping the team return to the Frozen Four in Pittsburgh, PA in 2021.
  • Won the NCHC Championship in 2022.

Sales Representative and Employee

Conklin State Farm
Cloquet
04.2020 - 01.2021
  • Constructed calls to former and current clients in an effort to reconnect, gain business or upgrade.
  • Scheduled meetings for the Top salesmen to prospect for additional business.

Education

Bachelors of Business - Finance

University of Minnesota Duluth
Duluth, MN

Skills

  • Critical Thinking
  • Communication skills
  • Client relationship management
  • Team leadership
  • Complex Mathematics
  • Arduous Problem Solving
  • Data Gathering
  • Calm Under Pressure
  • Hard Working
  • Relations Management Skills

Certification

  • Accidental & Health
  • Life

Timeline

Peewee Boys Hockey Coach

Bismarck Hockey Program
12.2025 - 03.2026

Credit Analyst

Bravera Bank
08.2024 - Current

Business Banker

Frandsen Bank and Trust
03.2023 - 06.2024

Financial Representative

Northwestern Mutual
10.2022 - 02.2023

Sales Representative and Employee

Conklin State Farm
04.2020 - 01.2021

Men’s Ice Hockey Player

University of Minnesota
09.2017 - 01.2022

Bachelors of Business - Finance

University of Minnesota Duluth
Koby K. Bender