Koby K. Bender
Bismarck
Summary
Detail-oriented professional with a strong foundation in finance and a competitive background in hockey. Skilled in data analysis, strategic decision-making, and performance optimization, with the discipline and teamwork developed through high-level athletics. Known for maintaining composure under pressure, managing priorities efficiently, and contributing to goal-driven environments.
Overview
9
9
years of professional experience
2022
2022
years of post-secondary education
1
1
Certification
Work History
Credit Analyst
Bravera Bank
Mandan
08.2024 - Current
- Analyzing and recording personal and business financial statements, credit reports, and other relevant I formation to assess credit worthiness of individuals and businesses.
- Evaluating the likelihood of default and recommending appropriate credit limits, loan terms, and interest rates.
- Generating detailed reports summarizing findings and making recommendations to lending officers or credit committees
- Tracking the performance of existing loans and credit lines, identifying potential issues, and recommending corrective actions.
Peewee Boys Hockey Coach
Bismarck Hockey Program
Bismarck
12.2025 - 03.2026
- Developed practice plans to enhance player skills and team performance.
- Conducted individual and team training sessions focused on technique and strategy.
- Evaluated player performance through regular assessments and feedback sessions.
Business Banker
Frandsen Bank and Trust
Duluth
03.2023 - 06.2024
- Analyze current trends and changes regarding the financial market and policies to provide clients with the most up to date information.
- Lead one-on-one client consultations to compile and assess clients’ financial standings and eligibility for loans.
- Manages information systems, ensuring the accuracy of each loan application in compliance with established standards of practice.
Financial Representative
Northwestern Mutual
Duluth
10.2022 - 02.2023
- Cultivated relationships with potential clients, generating plans to help optimize, protect, and grow their finances to better their lives as a whole.
- Coordinated and oversaw entire client relationships; served as the single point of contact, monitored changing client investments/financial objectives, and periodically re-evaluated clients’ needs.
Men’s Ice Hockey Player
University of Minnesota
Duluth
09.2017 - 01.2022
- Freshman and Sophomore season won the NCAA Division I National Championship, as well as the NCHC Championship Sophomore year.
- Junior year- Covid-19 restricted play to continue in the Spring of 2020.
- Awarded the Mike Sertich ‘Most Improved Player’ award in 2021.
- Senior and Graduate year- was named one of the top performers on the team, helping the team return to the Frozen Four in Pittsburgh, PA in 2021.
- Won the NCHC Championship in 2022.
Sales Representative and Employee
Conklin State Farm
Cloquet
04.2020 - 01.2021
- Constructed calls to former and current clients in an effort to reconnect, gain business or upgrade.
- Scheduled meetings for the Top salesmen to prospect for additional business.
Education
Bachelors of Business - Finance
University of Minnesota Duluth
Duluth, MNSkills
- Critical Thinking
- Communication skills
- Client relationship management
- Team leadership
- Complex Mathematics
- Arduous Problem Solving
- Data Gathering
- Calm Under Pressure
- Hard Working
- Relations Management Skills
Certification
- Accidental & Health
- Life
Timeline
Peewee Boys Hockey Coach
Bismarck Hockey Program
12.2025 - 03.2026
Credit Analyst
Bravera Bank
08.2024 - Current
Business Banker
Frandsen Bank and Trust
03.2023 - 06.2024
Financial Representative
Northwestern Mutual
10.2022 - 02.2023
Sales Representative and Employee
Conklin State Farm
04.2020 - 01.2021
Men’s Ice Hockey Player
University of Minnesota
09.2017 - 01.2022
Bachelors of Business - Finance
University of Minnesota Duluth