Summary
Overview
Work History
Education
Skills
Timeline
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Renae Reid

Ruskin,USA

Summary

Results-driven claims professional with a decade of experience in evaluating complex claims and managing negotiations to achieve timely resolutions. Proven ability to enhance operational efficiency, ensuring compliance and maximizing customer satisfaction through effective communication and problem-solving strategies.

Overview

17
17
years of professional experience

Work History

Claims General associate

Progessive Insurance
Riverview, FL
07.2025 - Current
  • Investigated and evaluated complex auto claims to determine coverage liability, manage total loss settlements, diminished value (DV) claims, repossession claims, and unlisted vehicle claims.
  • Negotiated comparative negligence issues with claimants and adverse carriers to achieve fair settlements.
  • Reviewed prior loss histories to identify coverage concerns and initiated special investigation unit referrals.
  • Collaborated with multiple parties to gather information, enhancing accuracy in liability determinations.
  • Applied analytical skills to ensure compliance with regulations and appropriate settlement values.
  • Managed negotiations for first and third-party physical damage claims while addressing excessive storage charges.
  • Executed problem resolution strategies within authority guidelines, prioritizing tasks effectively.
  • Documented investigations, evaluations, negotiations, and settlement decisions to ensure thorough records and compliance.

Estimator-Photo Estimating Group (PEG)

Progressive Insurance
Riverview, FL
06.2022 - 07.2025
  • Analyzed photos and videos of damaged vehicles to accurately assess and document damages.
  • Reviewed vehicle damage assessments and created precise estimates, enhancing claims accuracy.
  • Utilized industry-specific software to generate detailed damage estimates in compliance with claims standards.
  • Documented claim-related information and identified prior damage for comprehensive claims processing.
  • Prioritized, triaged, and approved over 21 estimates daily, identifying total loss situations.
  • Reviewed state regulations and labor rates to inform claims processing decisions.
  • Compiled claim-related data, ensuring accuracy in documentation and supporting efficient claims processing.
  • Handled business requirements with professionalism, modifying work hours to meet demands.

Senior - Central Claims Representative

Progressive Insurance
Tampa
06.2019 - 06.2022
  • Managed 180 claims monthly, coordinating repairs and rentals to close claims within 30 days.
  • Conducted thorough investigations to settle claims, acting as an intermediary between customers and insurance companies.
  • Functioned as a claims representative, assessing insurance coverage by conducting interviews and managing correspondence.
  • Coordinated investigations with fraud department to identify potential fraud and select files for subrogation.
  • Collaborated with repair managers to ensure vehicle damage assessments matched reported loss details.
  • Notified customers and claimants of liability decisions regarding claims.
  • Assisted customers in uploading images and documents for review, verifying metadata to confirm loss dates.

• Established and adjusted case reserves in claims files based on anticipated costs and liabilities.liabilities.claims files based on anticipated costs and liabilities.

UPS International CRG Representative

Alorica
Tampa, FL
10.2014 - 06.2019
  • Coordinated with customs and high-volume UPS account customers to process documentation for timely clearance of shipments.
  • Managed UPS account by tracking packages and communicating with customs authorities for timely delivery.
  • Monitored international UPS packages and addressed inquiries on delivery times and locations, ensuring timely updates for customers.
  • Served as main point of contact for customers, resolving issues and providing updates on shipment status.
  • Investigated lost packages and submitted detailed reports while tracking cleared and uncleared shipments for effective resolution.
  • Resolved global claims by contacting UPS clients, brokers, and international contacts, documenting outcomes to enhance claims processing.
  • Organized and maintained files using Microsoft Excel to ensure accurate tracking and data analysis.
  • Ordered shipping supplies through UPS systems to ensure availability for operations. through UPS systems, accurately obtaining account numbers and item details.

Crew Trainer

McDonald's
Tampa, FL
11.2012 - 05.2013
  • Trained new employees on operational procedures, improving team readiness and cohesion.
  • Delivered exceptional customer service while effectively resolving conflicts and fostering teamwork.
  • Ensured high-quality service through clear communication and accurate order preparation.
  • Collaborated with team to streamline operations, contributing to smoother service flow.
  • Maintained restaurant cleanliness to meet safety standards and ensure a welcoming environment.
  • Recorded and delivered meal orders accurately, ensuring customer satisfaction.
  • Managed cash register balancing at shift end to ensure financial accuracy.
  • Conducted cleaning and restocking of products to maintain operational efficiency.

Financial Aid Assistance

Hillsborough Community College
Tampa, FL
08.2009 - 05.2012
  • Reviewed loan and grant amounts with students, providing clear guidance on eligibility to enhance understanding and facilitate decision-making.
  • Educated students on qualification requirements for loans and financial aid status.
  • Processed financial aid documents, maintaining organization and confidentiality throughout the copying, scanning, and shredding stages.
  • Executed data entry of student information into Hillsborough County system, ensuring accuracy and completeness.
  • Maintained secure filing of personal documents, including social security numbers.
  • Sorted and arranged paperwork systematically for easy access. in alphabetical order to ensure efficient access.
  • Ensured confidentiality of sensitive information in a secured area.

Education

Bachelor of Arts - Psychology

University of South Florida
Tampa, FL
08-2026

Associates of Arts -

Hillsborough Community College
Brandon, FL

High School Diploma -

Plant City High School
Plant City, FL

Skills

  • Team collaboration
  • Negotiation skills
  • Time management
  • Critical thinking and problem solving
  • Customer service excellence
  • Quick learner
  • Flexibility and adaptability
  • Microsoft Office proficiency
  • Software and computer skills
  • Decision making
  • Communication and negotiation skills
  • Google Workspace expertise
  • Ability to work under pressure
  • Organizational efficiency
  • Multitasking ability

Timeline

Claims General associate

Progessive Insurance
07.2025 - Current

Estimator-Photo Estimating Group (PEG)

Progressive Insurance
06.2022 - 07.2025

Senior - Central Claims Representative

Progressive Insurance
06.2019 - 06.2022

UPS International CRG Representative

Alorica
10.2014 - 06.2019

Crew Trainer

McDonald's
11.2012 - 05.2013

Financial Aid Assistance

Hillsborough Community College
08.2009 - 05.2012

Bachelor of Arts - Psychology

University of South Florida

Associates of Arts -

Hillsborough Community College

High School Diploma -

Plant City High School
Renae Reid