Renee Cummings

• Cultivate continuing business development process for our community and market.
• Focus on client retention and expansion with new client acquisition using centers of influence and existing relationships.
• Manage loan portfolio with sound risk management strategy keeping past dues, exceptions ETC... within company guidelines.
• Focus on loan and deposit growth based on goals set.
• As Community Bank President and part of our market leadership team, I mentor and educate peers and junior staff.

I have managed the Petal Branch of Hancock Bank for the last 10 years. Before this position I was a loan officer at Hancock for 5 years. I am responsible for the success and profitability of the branch. I over see the sales and operations on a daily basis. I am also responsible for the business development as well and have served as the Small Business liaison for the division. I manage 2 FSR 's and 5 tellers.

Originated, processed and closed retail, small business and mortgage loans.

Prepared monthly and quarterly reports for executive management and board meetings.

Trained employees in loan operations.

Monitored insurance and loan documentation.