Cecil Capper
Marion,IA
Summary
Dynamic banking executive with a proven track record at Exchange State Bank & Trust Company, excelling in strategic planning and operational excellence. Demonstrated leadership in managing loan portfolios and enhancing financial performance, while fostering integrity and ethics within teams. Adept at identifying client needs and negotiating favorable loan terms.
Overview
26
26
years of professional experience
Work History
President, CEO Bank
Exchange State Bank & Trust Company
02.2009 - 12.2013
Managed daily operations and loan portfolio of main bank and two offices located in neighboring communities. Monitored financial performance and compliance with budgetary standards. Member of the holding company loan committee reviewing new loan applications and reviewing large lines of credit.
Vice President Commercial Lending
Farmers State Bank
03.1999 - 02.2009
Managed loan portfolio, including marketing, origination, documentation and underwriting. Identify clients borrowing needs, assess financial condition, recommend appropriate program and negotiate loan terms. Served on Loan committee and loan review committee.
Vice President Loan Officer
Freedom Secuity Bank
01.1990 - 01.1999
Served as Assistant Vice President
1983 to 1986
Handled all loan request, building customer relations and showing leadership skills. Implemented secondary market real estate lending program. Completed the annual operating budget for the bank.
Business Manager
Charles Capper Ford, Inc.
01.1988 - 03.1990
- Improved operational workflows by identifying areas of inefficiency and implementing appropriate solutions.
Education
No Degree - Business Administration And Management
Truman State University
Kirksville, MO01-1967
Skills
- Leadership team building
- Organizational leadership
- Strategic planning
- Operational excellence
- Integrity and ethics
Timeline
President, CEO Bank
Exchange State Bank & Trust Company
02.2009 - 12.2013
Vice President Commercial Lending
Farmers State Bank
03.1999 - 02.2009
Vice President Loan Officer
Freedom Secuity Bank
01.1990 - 01.1999
Business Manager
Charles Capper Ford, Inc.
01.1988 - 03.1990
No Degree - Business Administration And Management
Truman State University
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