Summary
Overview
Work History
Education
Skills
Timeline
Generic

Renee Nunes

Los Banos,CA

Summary

Self-starting, sales-oriented Loan Officer with competitive nature, adaptability and good listening skills. Understands needs of clients and provides loan products and services meeting personal targets.

Overview

16
16
years of professional experience

Work History

Sr Mortgage Consultant

Empire Home Loans Inc
10.2022 - Current
  • Gained knowledge of products and programs offered to educate clients about various product solutions
  • Met with applicants to obtain information for loan applications and answer questions about process
  • Helped clients identify their financial goals and identify strategies for achieving each target
  • Evaluated financial status, creditworthiness and collateral of each applicant to determine risk level of granting loan
  • After 17 years under retail shop switched to Broker shop due to current market conditions to be able to provide additional products and services.

Sales Manager/Mortgage Loan Originator

Homebridge Financial Services
04.2021 - 10.2022
  • Gained knowledge of products and programs offered to educate clients about various product solutions
  • Met with applicants to obtain information for loan applications and answer questions about process
  • Helped clients identify their financial goals and identify strategies for achieving each target
  • Evaluated financial status, creditworthiness and collateral of each applicant to determine risk level of granting loan
  • Stayed current on the loan market, available products and strategies for bringing in new customers
  • Promoted to Sales Manager 8/2022
  • Developed comprehensive product knowledge, enabling tailored solutions for clients'' specific needs.

Senior Loan Officer

Mason McDuffie Mortgage
07.2010 - 03.2021
  • Researched and analyzed appropriate loan programs to match borrower's profile
  • Met with applicants to obtain information for loan applications and answer questions about process
  • Gained knowledge of products and programs offered to educate clients about various product solutions
  • Analyzed applicant's financial status, credit and property evaluations to determine feasibility of granting loans
  • Determined approval status of loan applications based on applicants' qualifications
  • Stayed current on loan market, available products and strategies for bringing in new customers
  • Focus on Builder accounts last 3 years with this company
  • Worked two large projects consisting of 280 homes in one city and 80 homes in another city
  • Was one of 3 preferred lenders who closed 50% of the sales in each community.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.

Loan Officer

Prospect Mortgage
06.2008 - 07.2010
  • Researched and analyzed appropriate loan programs to match borrower's profile
  • Met with applicants to obtain information for loan applications and answer questions about process
  • Met with clients to complete application documentation, answer questions and resolve concerns or complaints.

Education

Bachelor of Arts - Social Science

Chapman University
Fresno, CA
06.1999

Senior upon withdrawal from CSU Fresno - Business Admin/Accounting

CSU Fresno
Fresno, CA
06.1988

High School Diploma -

Los Banos High School
Los Banos, CA
06.1978

Skills

  • Loan product promotion
  • Serve customer needs
  • Calculate payments
  • Complete loan applications
  • Verbal communication
  • Task prioritization
  • Document analysis
  • Adaptable work style
  • Ethical business practices
  • Proficient computer skills
  • In-depth product knowledge
  • Licensed Mortgage Loan Originator
  • Solid Relationship Building
  • Superior customer service
  • Continuous professional development
  • Collaborative Teamwork
  • Credit History Review
  • Income Evaluation
  • Automated Underwriting System (AUS)
  • Data Entry
  • Adaptability and Flexibility
  • Problem-Solving
  • Proficient in 10-key
  • Time management abilities
  • Microsoft Office

Timeline

Sr Mortgage Consultant

Empire Home Loans Inc
10.2022 - Current

Sales Manager/Mortgage Loan Originator

Homebridge Financial Services
04.2021 - 10.2022

Senior Loan Officer

Mason McDuffie Mortgage
07.2010 - 03.2021

Loan Officer

Prospect Mortgage
06.2008 - 07.2010

Bachelor of Arts - Social Science

Chapman University

Senior upon withdrawal from CSU Fresno - Business Admin/Accounting

CSU Fresno

High School Diploma -

Los Banos High School

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Renee Nunes