Rhea Scott
Fort Worth,TX
Summary
Over 15 years in the Mortgage Industry. Keen attention to detail with exceptional written, verbal, and presentation skills. An ability to multi-task and problem-solve in a fast pace environment displaying effective time-management skills. Highly self-motivated and directed.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Loan Closer
Homepoint Mortgage
06.2020 - Current
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Maintained checklists of required documentation and open issues affecting closings
- Delivered positive customer experiences and successful deal closures through open, constructive communications.
- Developed and maintained strong sales pipelines with qualified leads.
Loan Closer
Patterson State Bank
04.2016 - 04.2020
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property
- Developed and maintained strong sales pipelines with qualified leads.
- Delivered positive customer experiences and successful deal closures through open, constructive communications.
Loan Processor II
Nationstar Mortgage
03.2015 - 03.2016
- Processed loan applications and monitored progress from start to finish.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
Loan Processor
Green Tree Mortgage
12.2011 - 03.2015
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
Education
High School Diploma -
Lancaster High School
Lancaster, TX05.1994
Skills
- Working knowledge with multiple systems-LIS, DU,LP, Encompass, LSAM, FHA Connection, Citrix, MSP,AS400, LPS/Fidelity, I Portal, IMA, CSAD, Home Saver, Home Base Equator GTA, Data trac, HAMP Fanniemae, and Rsifannie
- Reading Comprehension
- Loan Evaluations
- Loan Operations
- Processing Loan Applications
- Mortgage Loan Closing
- Lending Software Systems
- Customer Loyalty
- Legal Documentation
- Title Document Preparation
- Data Collection
- Complex Problem-Solving
- Microsoft Office
- Desktop Underwriter
- Critical Thinking
Certification
- 23 Hour Safe Course Training- January 2017
- Housing Urban Development -January 2015
Timeline
Loan Closer
Homepoint Mortgage
06.2020 - Current
Loan Closer
Patterson State Bank
04.2016 - 04.2020
Loan Processor II
Nationstar Mortgage
03.2015 - 03.2016
Loan Processor
Green Tree Mortgage
12.2011 - 03.2015
High School Diploma -
Lancaster High School
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