Richard Keddie
Allen Park,MI
Summary
Dynamic mortgage professional with extensive experience at Rocket Mortgage, excelling in loan origination and closing. Proven track record in relationship management and financial compliance, consistently surpassing production goals. Adept at utilizing Salesforce CRM to streamline processes while fostering strong client connections through effective communication and negotiation skills.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Mortgage Loan Closer
Priority 1 Lending
Livonia, MI
01.2026 - Current
- Reviewed loan documents for compliance with federal and state regulations.
- Coordinated closing schedules with borrowers, agents, and title companies.
- Prepared final closing statements and ensured accuracy of figures.
- Conducted thorough audits of loan files prior to closing events.
- Supported team in resolving any discrepancies or issues before finalization.
Loan Officer Assistant
Nations Mortgage
Troy, Michigan
08.2025 - 11.2025
- Assisted loan officers in processing mortgage applications and gathering required documentation.
- Coordinated communication between clients, lenders, and real estate agents throughout loan processes.
- Managed loan pipeline to ensure timely completion of applications and approvals.
Inside Sales Representative
School Specialty LLC
Appleton, USA
03.2024 - 08.2025
- Managed and grew assigned sales territories through proactive outreach and customer engagement.
- Provided tailored product recommendations and solutions to meet client needs in the education sector.
- Exceeded monthly sales targets by building strong relationships with schools, districts, and purchasing departments.
- Collaborated with internal teams to ensure accurate order processing, delivery, and customer satisfaction.
- Utilized CRM tools to track opportunities, analyze trends, and maintain detailed sales records.
Purchase Closing Specialist
Rocket Mortgage
Detroit, USA
08.2022 - 01.2024
- Coordinated communication among buyers, sellers, and realtors to ensure timely closings.
- Reviewed and balanced final fees with title companies, ensuring accurate closing disclosures.
- Maintained meticulous attention to detail and compliance with all federal and state lending regulations.
Underwriter
Rocket Mortgage
Detroit, USA
07.2021 - 07.2022
- Assessed loan applications and documentation to determine borrower eligibility.
- Applied federal, state, and NMLS guidelines to ensure regulatory compliance.
- Collaborated with loan officers and processors to resolve issues and expedite approvals.
Account Executive - Rocket Pro TPO
Rocket Mortgage
Detroit, USA
01.2021 - 06.2022
- Partnered with mortgage brokers to increase loan submissions and production volume.
- Delivered strategic support to expand broker networks and enhance performance.
- Provided exceptional service while adapting to evolving corporate goals and compliance standards.
Mortgage Loan Originator
Rocket Mortgage
Detroit, USA
01.2017 - 12.2020
- Originated and managed residential mortgage loans across 20+ states, providing customized financial solutions.
- Educated clients on loan options, rates, and closing costs to support informed decisions.
- Consistently surpassed monthly production and client satisfaction goals.
- Built lasting client relationships, driving repeat and referral business.
- Managed loan pipelines using Salesforce and proprietary systems while ensuring full regulatory compliance.
Pharmaceutical Waste Technician
Stericycle
Dearborn, USA
06.2011 - 12.2016
- Oversaw pharmaceutical waste disposal in compliance with environmental and safety regulations.
- Liaised with hospital management and regulatory bodies to maintain operational standards.
- Uphold strict safety protocols while improving process efficiency.
Education
Some College (No Degree) - Fire Science
Schoolcraft College
Livonia, MISkills
- Loan origination and closing
- Mortgage sales and retention
- Relationship and pipeline management
- Financial analysis and compliance
- Salesforce CRM and Microsoft Office
- Communication and negotiation
- Business development and branding
Certification
- Mortgage Loan Originator (MLO) License
- Valid Driver's License
Timeline
Mortgage Loan Closer
Priority 1 Lending
01.2026 - Current
Loan Officer Assistant
Nations Mortgage
08.2025 - 11.2025
Inside Sales Representative
School Specialty LLC
03.2024 - 08.2025
Purchase Closing Specialist
Rocket Mortgage
08.2022 - 01.2024
Underwriter
Rocket Mortgage
07.2021 - 07.2022
Account Executive - Rocket Pro TPO
Rocket Mortgage
01.2021 - 06.2022
Mortgage Loan Originator
Rocket Mortgage
01.2017 - 12.2020
Pharmaceutical Waste Technician
Stericycle
06.2011 - 12.2016
Some College (No Degree) - Fire Science
Schoolcraft College