Ricky Parks
Desoto,TX
Summary
Organized Mortgage Loan Officer with 25+ years of experience in mortgage lending. Extensive real estate knowledge and success in client education. Well versed in loan products and customer engagement strategies. Pursues opportunities to build connections with realtors, builders and personal referrals.
Overview
26
26
years of professional experience
Work History
Mortgage Loan Officer
Mr Cooper
04.2013 - Current
- Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by management.
- Complete mortgage applications using company loan product system, including initial required documentation and stipulations. ensure compliance with company policy and government regulations.
- Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.
Foreclosure Specialist
Newbold Advisors
02.2013 - 02.2013
- Reduced foreclosure timelines by efficiently managing case files and ensuring timely completion of necessary tasks.
- Collaborated with legal teams to ensure compliance with state and federal regulations during foreclosure proceedings.
Customer Relations Executive
Carlisle And Gallagher Consulting
03.2011 - 12.2012
- · Review and evaluate loans to ensure value ratios, credit finding, property value, and other factors were performed by bank, federal and investor guidelines, when customer disputes an unfavorable offer
Mortgage Loan Officer
Bank Of America
03.2009 - 03.2011
- · Responsible for identifying, developing and maintaining a quality network of business relationships with realtors, builders and personal referrals.
- · conduct interviews with prospective borrowers to determine customer's objectives, advice customers of product, pricing, policies and guidelines.
Mortgage Broker
The Rock Mortgage
04.1998 - 03.2009
- Enhanced client satisfaction by providing personalized mortgage solutions tailored to individual financial needs.
- Collaborated with lenders to secure competitive interest rates and terms, resulting in more affordable home financing options.
- Maintained a strong network of industry professionals, fostering valuable partnerships that benefited clients and business growth.
Education
BBA - Finance
Prairie View A & M University
Prairie View, TX05.1986
Skills
- Proficient in Microsoft office
- Word
- Excel
- PowerPoint
- Outlook
- Calyx point
- Encompass
- Velocify
- Homebase
- Siebel
- Iportal
References
furnish upon request
Timeline
Mortgage Loan Officer
Mr Cooper
04.2013 - Current
Foreclosure Specialist
Newbold Advisors
02.2013 - 02.2013
Customer Relations Executive
Carlisle And Gallagher Consulting
03.2011 - 12.2012
Mortgage Loan Officer
Bank Of America
03.2009 - 03.2011
Mortgage Broker
The Rock Mortgage
04.1998 - 03.2009
BBA - Finance
Prairie View A & M University
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