Rika Mitchell

• Oversee overall loan activities by interfacing with primary servicers for special handling exceptions (high risk) portfolio that consists of more than 3,000 loans with contested bankruptcy/foreclosure, litigation, title/probate, tax sale, HOA, code violations, government forfeiture, eminent domain, REMIC (3-yr REO) issues.
• Effectively seek ways to minimize risk for organization's investors, trusts/trustees
• Strengthen overall relationships with primary servicers for efficient and effective transitions for loans in high risk status to resolution
• Reformulate core policies and procedures for department before final publication
• Demonstrate creativity and resourcefulness through development of innovative idea/suggestions/solution

• Partnered with organization's chief bankruptcy counsel by maximizing recovery of mortgage, auto and student loans.
• Analyze/investigated/monitored activities for chapter 7, chapter 11 and chapter 13 bankruptcies on PACER (Public Access to Court Electronic Records, United States federal court documents); Corresponded/communicated with bankruptcy trustees, drafted/filed documents; Measured risks and suggested certain actions to be taken in each bankruptcy case to organization's investors
• Trained/Taught/mentored new bankruptcy associates for overall bankruptcy process
• Applied effective time management techniques to meet tight deadlines to be compliant with investor requirements

• Served as key role that fortified entire Operations Department for Bankruptcy, Foreclosure, REO and Escrow matters as well as Corporate Account Reconciliations.
• Collaborated with department's manager for special projects as assigned
• Mentored/guided bankruptcy associate by analyzing complex court documents for timely actions

• Spearheaded Bankruptcy Department by coached/mentored Tier II and Tier I Associates; Acted as Supervisor during absence of department head for any/all escalated issues/questions
• Effectively monitored/evaluated each foreclosure proceeding and interpreted each stage of it in Black Knight (fka LPS)
• Developed and maintained courteous and effective working relationships with other internal departments for any/all escalated bankruptcy and/or foreclosure proceeding matters

Areas of Study: Business English, Administrative Management, International Affairs, Legal/Secretarial Writing

Areas of study: Economics, Business (Global), Planning/Leadership, Management, Finance, Accounting

Areas of study: Effective financial interpretation, application of common financial analysis frameworks, consideration of risk and return in capital budgeting, effective communication of operational and financial strategies