Rob Davila
Odessa
Summary
Dynamic executive with a proven track record at DFCU Financial, specializing in credit risk assessment and regulatory compliance. Successfully oversaw a growing lending portfolio through process optimization and strategic credit policy development. Adept at team leadership and fostering high-performance cultures in fast-paced environments.
Overview
14
14
years of professional experience
Work History
EVP Chief Credit Officer
DFCU Financial formerly First Citrus Bank in 2022
Tampa
04.2013 - Current
- Spearheaded the transition from Community Bank to Credit Union.
- Optimized Credit Union reporting systems for adherence to NCUA regulations.
- Oversaw commercial loan asset quality, which consistently outperformed peers.
- Engineered a streamlined process for originating PPP loans during the COVID-19 pandemic, resulting in a 30% growth of First Citrus Bank's lending portfolio.
- Directly involved in the approval process of over $1 billion in new loans during the past five years.
Credit Analyst II
Synovus Bank
St. Petersburg
12.2011 - 03.2013
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Monitored existing portfolios for compliance with credit policies and exposure limits.
- Managed workload to meet tight deadlines for credit analysis reports and loan decisioning.
AML Analyst
Citi
Tampa
12.2010 - 12.2011
- Monitored customer accounts for any changes that may require further investigation or review.
- Identified, assessed, and reported any suspicious or unusual activity related to anti-money laundering.
- Maintained up-to-date knowledge of current AML trends, regulations, and best practices.
Education
Bachelor of Science - Finance
University of South Florida
Tampa, FL08-2007
Skills
- Credit risk assessment
- Loan portfolio management
- Regulatory compliance
- Credit policy development
- Team leadership
- Process optimization
- Credit Structuring
- Risk rating systems
Timeline
EVP Chief Credit Officer
DFCU Financial formerly First Citrus Bank in 2022
04.2013 - Current
Credit Analyst II
Synovus Bank
12.2011 - 03.2013
AML Analyst
Citi
12.2010 - 12.2011
Bachelor of Science - Finance
University of South Florida
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