Summary
Overview
Work History
Education
Skills
Timeline
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Robert Enriquez

Robert Enriquez

Waddell,AZ

Summary

Self-generating Senior Mortgage Loan Officer exhibiting professionalism and pride in dealing with clients. Highly sales-minded with top-notch negotiation skills. Explains loan types and service terms in easily understood language.

Overview

13
13
years of professional experience

Work History

Senior Loan Officer

Loan Depot
Scottdale, AZ
06.2023 - Current
  • Advised borrowers on how best to structure their mortgages in order to minimize costs while maximizing benefits.
  • Provided guidance on government programs such as FHA and VA loans.
  • Prepared loan packages for submission to underwriting department.
  • Reviewed and evaluated loan applications, including income documents, employment history, and other financial records.
  • Conducted risk assessments on loan applications using predictive models.
  • Originate on average 15 files a month between refinances, HELOC and second mortgages.
  • Take leads in a call center environment.

Senior Mortgage Loan Officer

Fairway Mortgage - Atlanta
Peoria , AZ
11.2021 - 06.2024
  • Conducted market research to stay abreast of current trends in the mortgage industry.
  • Produce business in a self-generated lead environment
  • Create and maintain relationships with Realtors and Vendors to generate business.
  • Monitored budgeting process for each event to ensure cost efficiency.
  • Developed promotional materials such as flyers, brochures or posters for marketing purposes.
  • Conducted in-depth financial analysis and review with clients
  • Plan and host different events to generate new relationships and revenue.

Loan Officer

Amerisave Mortgage
Scottsdale, AZ
12.2020 - 11.2021
  • Assisted in the development of new products and services for loan customers.
  • Approved or denied loan applications based on established guidelines.
  • Prepared reports for customers with delinquent and irreconcilable accounts.
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Collaborated with company teams to expedite loan approval processes.
  • Informed customers of loan application requirements and deadlines.
  • Reviewed client documentation and contracts for discrepancies and mistakes.
  • Take leads in a call center environment.

Mid Market Account Executive

Cox Enterprises
Phoenix, AZ
12.2011 - 12.2020
  • Consistently perform above department goals with an average of 132%.
  • Advised senior management on changes needed in strategy or tactics.
  • Collaborated with marketing team on promotional materials for upcoming events.
  • Served as a liaison between various departments within the organization.
  • Analyzed market trends and competitive landscape to identify opportunities for growth.
  • Prepared presentations for internal teams as well as external clients.
  • Evaluated competitor offerings regularly to stay ahead of the competition.
  • Created presentations and proposals for prospective clients.
  • Attended meetings with current and prospective customers to discuss their business needs.

Education

Some College (No Degree) -

Rio Salado College
Phoenix, AZ

Skills

  • Appraisal compilation
  • Application preparation
  • Regulatory compliance understanding
  • Team leadership experience
  • Problem-solving capabilities
  • Information Verification
  • Financial planning expert
  • Portfolio Management

Timeline

Senior Loan Officer

Loan Depot
06.2023 - Current

Senior Mortgage Loan Officer

Fairway Mortgage - Atlanta
11.2021 - 06.2024

Loan Officer

Amerisave Mortgage
12.2020 - 11.2021

Mid Market Account Executive

Cox Enterprises
12.2011 - 12.2020

Some College (No Degree) -

Rio Salado College

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Robert Enriquez