Summary
Overview
Work History
Education
Skills
Affiliations
References
Timeline
Generic

Michael Wilson

Salisbury,Maryland

Summary

Respectful loan officer with several years of hands-on experience evaluating and authorizing various loans. Dependable professional polished in assembling loan packages, initiating loan applications and analyzing loan programs to match borrower's profile. Communicative team player with in-depth knowledge of banking products and associated services. Dependable Loan Officer possessing in-depth knowledge of direct and indirect lending products, finance concepts and financial management software. Offering many years of experience evaluating, recommending and authorizing approval of loans. Trustworthy professional with expertise in prospecting, closing, and maintaining client relationships.

Overview

19
19
years of professional experience

Work History

Senior Loan Officer

AmeriSave
08.2023 - Current
  • Remote Senior Loan Officer 5 hours of talkative, 3 loans a week, contract and sales negotiations, adhering to the company overlays and jurisdictions laws
  • Licensed in 7 states

Senior Loan Officer

New American Funding
02.2022 - 06.2023
  • Senior Loan Officer responsible for sales, negotiations, obtaining documents and upholding the principles of the company
  • Licensed in 8 states

Mortgage Broker

Nexa Mortgage / Geneva Mortgage
08.2019 - 01.2022
  • Mortgage Broker – worked with numerous mortgage companies to facilitate loans for customers
  • Worked with all manners of loan products

Senior Loan Officer /Assistant Trainer

New Penn Financial
08.2017 - 01.2019
  • Responsible for sales origination regarding purchase and refinancing of Homes
  • 2 locks per week and 2 applications per day - minimum of two closings per month

Loan Officer

Wolfe Financial
12.2016 - 08.2017
  • Handled and counseled substandard Clients
  • Direct sales
  • Build relationships with realtors.

Loan Originator

Cardinal Financial
09.2015 - 12.2016
  • Sales, Originating, consultation of loan options.

Loan Originator

RMS
11.2014 - 04.2015
  • Originating, market analysis, contract negotiations, closure (Reverse Mortgage Market)

Regional Sales Director

The Assurance Group
04.2010 - 11.2014
  • Hiring and training new agents
  • Managing a team of approximately 15-20 sales agents
  • Responsible for production of 50,000-75,000 in premiums per week (multi-lined sales).

Insurance Agent / Senior Advisor

Bankers Life and Casualty Company/ PMA Insurance Services/Great America
12.2006 - 04.2010
  • Provided lifestyle assurance products and services to the senior market
  • Major services products included Life Insurance, Home Health Care, Long Term Care, and Annuities
  • Conducted sales calls; meet with prospects, complete suitability review, process new business.

Operations Manager

Crawford and Company
01.2006 - 10.2006
  • Provided claim management solutions to insurance companies and self-insured entities
  • Major services line included property, casualty and workers’ compensation claim management, integrated claims and medical management for workers’ compensation, legal settlement administration, including class action and warranty inspection
  • Managed and supervised 24 employees.

Education

Some College (No Degree) - Business Admistration

Duquesne University
Pittsburgh, PA

Skills

  • Appraisal compilation
  • Application preparation
  • Information Verification
  • Team leadership experience
  • Problem-solving capabilities
  • Regulatory compliance understanding
  • Documentation Review
  • Financial Assessment

Affiliations

  • Active Member of Fraternity KAPPA ALPHA PSI Inc.
  • Numerous Insurance Sales Awards ( production leader and manager ) AIMS
  • Production leader for 3rd and 4th quarter sales for New Penn Financial 2018.
  • Production Leader for 2023 - 4th quarter AmeriSave ( New Recruit Award)

References

References available upon request.

Timeline

Senior Loan Officer

AmeriSave
08.2023 - Current

Senior Loan Officer

New American Funding
02.2022 - 06.2023

Mortgage Broker

Nexa Mortgage / Geneva Mortgage
08.2019 - 01.2022

Senior Loan Officer /Assistant Trainer

New Penn Financial
08.2017 - 01.2019

Loan Officer

Wolfe Financial
12.2016 - 08.2017

Loan Originator

Cardinal Financial
09.2015 - 12.2016

Loan Originator

RMS
11.2014 - 04.2015

Regional Sales Director

The Assurance Group
04.2010 - 11.2014

Insurance Agent / Senior Advisor

Bankers Life and Casualty Company/ PMA Insurance Services/Great America
12.2006 - 04.2010

Operations Manager

Crawford and Company
01.2006 - 10.2006

Some College (No Degree) - Business Admistration

Duquesne University

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