Annamaria Satterfield
Lafayette,IN
Summary
Self-generating Senior Mortgage Loan Officer exhibiting professionalism and pride in dealing with clients. Highly sales-minded with top-notch negotiation skills. Explains loan types and service terms in easily understood language. Organized and motivated employee eager to apply time management and organizational skills in various environments. Seeking entry-level opportunities to expand skills while facilitating company growth.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Loan Officer
Movement Mortgage
Lafayette, IN
01.2021 - 12.2023
- Evaluated all relevant documents associated with each loan application prior to submission for approval.
- Identified valuable solutions for customers with credit problems.
- Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
- Built referral business by meeting with local financial planning, home builders and real estate professionals.
- Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
- Informed customers of loan application requirements and deadlines.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
- Resolved file problems, bottlenecks and qualified issues throughout underwriting process.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Tracked and managed new leads and followed up on referral business.
- Reviewed loan applications and credit histories to determine the degree of risk involved in extending credit.
- Developed loan contracts and explained contract terms to clients.
- Responded promptly and accurately to inquiries from customers regarding their accounts and services offered by the bank.
- Met with applicants to obtain information for loan applications and answer questions about process.
- Resolved concerns and answered questions for parties involved with each transaction to promote successful outcomes.
- Analyzed financial information provided by clients to determine repayment ability and appropriate loan amount.
- Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Attended networking events and conferences in order to build relationships within the industry.
- Collaborated with company teams to expedite loan approval processes.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Managed pipeline for originated loans through closing and complete required management reports.
- Approved or denied loan applications and explained reasoning behind decisions.
- Displayed strong telephone etiquette, effectively handling difficult calls.
- Approached customers and engaged in conversation through use of effective interpersonal and people skills.
- Developed relationships with prospective borrowers through cold-calling activities and referrals from other sources.
Senior Loan Officer
Primary Residential Mortgage
Lafayette, IN
06.2019 - 01.2021
Senior Loan Officer
Ruoff Home Mortgage
Lafayette, IN
04.2016 - 06.2016
Education
Associate of Science -
Indiana Business College
Lafayette, OR05-2008
Skills
- Application Preparation
- Appraisal Compilation
- Information Verification
- Customer Service-Focused
- Reliable
- Sales Expertise
- Relationship Building and Management
- Financial Advising
- Friendly
- Team Player
- Client Relations
- Excellent Communicator
- Regulatory Compliance
- Excellent Time Management
- Business Development
- Financial Services
- Database Management
- Document Analysis
Affiliations
- Coaches Youth Soccer
- I enjoy outdoor activities
- Working the Mary T. Klinker Foundation in helping Veterans get back into society
Certification
- NMLS license
References
References available upon request.
Timeline
Senior Loan Officer
Movement Mortgage
01.2021 - 12.2023
Senior Loan Officer
Primary Residential Mortgage
06.2019 - 01.2021
Senior Loan Officer
Ruoff Home Mortgage
04.2016 - 06.2016
Associate of Science -
Indiana Business College