Amy Weegar
Holly Springs,North Carolina
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Loan Officer
North Carolina State Employees Credit Union
Fuquay-Varina, NC
06.2015 - 06.2016
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Examined customer loan applications for loan approvals and denials.
- Negotiated loan terms to provide favorable outcomes for both customers and lenders.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Monitored the performance of existing loan portfolios to identify and address any issues.
- Maintained strict confidentiality of bank records and client information.
- Developed strong relationships with customers through high levels of customer service.
- Completed and filed returns with tax departments at local, state, and federal levels.
Mortgage Loan Underwriter
North Carolina State Employees Credit Union
Raleigh, NC
06.2013 - 06.2015
- Evaluated loan applications, determining creditworthiness, assessing risk, and establishing loan conditions.
- Analyzed and verified applicant income, tax returns, assets, and credit history to support compliance with underwriting guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Verified the integrity of applicants' information to minimize fraud.
Financial Services Officer
North Carolina State Employees Credit Union
Raleigh, NC
06.2006 - 06.2014
- Performed banking, business administration, and financial tasks to guarantee five-star service for clients.
- Responded to inquiries from clients and provided financial advice to drive fiscal growth.
- Maintained updated records of all financial transactions to support traceability.
- Built and deepened productive relationships with prospective and competitive customers to drive sustained growth.
- Advised clients on favorable banking and lending opportunities to meet established financial goals.
- Completed and filed returns with tax departments at local, state, and federal levels.
Education
Bachelor of Science - Economics
University of North Carolina At Chapel Hill
Chapel Hill, NC06.2006
Skills
- Application Preparation
- Information Verification
- Experian Transact SM
- Appraisal Compilation
- Customer Service-Focused
- Financial Analysis Aptitude
- Insurance Producing and Advising
- Tax Preparation and Interviewing
- Team Player
- Regulatory Compliance
- Banking
- Loans
- Financial Services
- Credit
- Relationship Building and Management
- Friendly
- Client Relations
Certification
- Licensed MLO - 2010-2016
- Licensed Notary Public - 2010-2016
- NCDOI Licensed Insurance Producer - 2010-2016
- IRS Certified Income Tax Preparer - 2010-2016
NMLS 702332
My Federal NMLS number should it need to be activated
Timeline
Senior Loan Officer
North Carolina State Employees Credit Union
06.2015 - 06.2016
Mortgage Loan Underwriter
North Carolina State Employees Credit Union
06.2013 - 06.2015
Financial Services Officer
North Carolina State Employees Credit Union
06.2006 - 06.2014
Bachelor of Science - Economics
University of North Carolina At Chapel Hill