Robin Morgera
First Home Mortgage Corporation
Wyoming,USA
1
Certification
10
years of professional experience
Work History
Loan Officer Assistant/Mortgage Processor Remote
6 Years 3 Months- Requested necessary disclosures from clients to ensure compliance with regulations.
- Order credit report, run AUS, order title, appraisal, verification of employment, USPS, flood determination certificate, Patriot Act, FHA case number, VA case number, VA certificate of eligibility, credit supplements, credit inquiry, homeowners’ insurance, condo documents for approval, payoffs, change of circumstance, transcripts.
- Ordered credit report, ran AUS, secured title, appraisal, verification of employment, USPS, flood determination certificate, Patriot Act compliance, FHA case number, VA case number, VA certificate of eligibility, credit supplements, credit inquiry, homeowners’ insurance, condo documents for approval, payoffs, change of circumstance, transcripts to streamline mortgage processing.
- Calculated income and profit and loss for self-employed clients to ensure accurate loan assessments.
- Calculated rental income to assess financial eligibility for mortgage applications.
- Trained new hires on company policies and procedures to enhance team performance.
Mortgage Processor Hybrid
6 Months- Gathered and organized documents for mortgage processing, ensuring compliance and timely approvals.
- Order credit report, run AUS, order title, appraisal, verification of employment, USPS, flood determination certificate, Patriot Act, FHA case number, VA case number, VA certificate of eligibility, credit supplements, credit inquiry, homeowners’ insurance, condo documents for approval, payoffs, change of circumstance, transcripts.
- Calculated income and profit/loss statements for self-employed clients to facilitate accurate loan assessments.
- Determined rental income to ensure accurate financial reporting
Loan Officer Assistant
4 Months- Requested necessary disclosures from clients to ensure compliance with regulations.
- Gather documents to prepare for mortgage
- Ordered credit report, ran AUS, coordinated title, appraisal, verification of employment, USPS, flood determination certificate, Patriot Act, FHA case number, VA case number, VA certificate of eligibility, credit supplements, credit inquiry, homeowners’ insurance, condo documents for approval, payoffs, change of circumstance, transcripts to ensure compliance and accuracy in loan processing.
- Calculated income and profit and loss for self-employed clients to provide accurate financial assessments for mortgage applications.
- Calculated rental income for mortgage qualification purposes by reviewing tenant agreements.
Loan Officer Assistant
4 Months- Requested necessary disclosures from clients to facilitate loan processing.
- Gathered documents for mortgage preparation, ensuring compliance with regulatory requirements
- Request disclosures
- Calculated income and profit and loss for self-employed clients to support accurate loan evaluations
- Calculated rental income to assess borrower eligibility for mortgage applications.
Loan Officer Assistant
1 Year 9 Months- Requested necessary disclosures from clients to ensure compliance with regulations.
- Gather documents to prepare for mortgage
- Ordered credit report, ran AUS, and coordinated title, appraisal, verification of employment, USPS, flood determination certificate, Patriot Act, FHA and VA case numbers, VA certificate of eligibility, credit supplements, credit inquiry, homeowners’ insurance, condo documents, payoffs, change of circumstance, and transcripts for mortgage processing.
- Calculate income and profit and loss for self-employed
- Rental income calculated
- Conducted training sessions for new hires to ensure understanding of company policies and procedures.
Mortgage Processor
3 Months- Gathered and organized documents for mortgage processing to ensure timely approvals.
- Ordered credit reports, ran AUS, and obtained necessary documents including title, appraisal, and verification of employment to facilitate loan processing.
- Calculated income and profit and loss statements for self-employed clients to support accurate mortgage evaluations.
- Calculated rental income for property assessments
Education
High School Diploma
Skills
Document organization
Loan processing
Credit
Documentation review
Document verification
File processing
Credit analysis
Certification
- State of Rhode Island Notary 5/2029 expires
- Quickbooks 1 Certificate 10/2015
- Quickbooks 2 Certificate 6/2016
Languages
English
Full Professional
Timeline
Loan Officer Assistant/Mortgage Processor Remote
First Home Mortgage Corporation
12.2019 - 03.2026Read More
Mortgage Processor Hybrid
Accutrust Mortgage
06.2019 - 12.2019Read More
Loan Officer Assistant
Semper Home Loans
09.2018 - 01.2019Read More
Loan Officer Assistant
Northpointe Bank
09.2018 - 01.2019Read More
Loan Officer Assistant
Home Point Financial
12.2016 - 09.2018Read More
Mortgage Processor
A-Plus Mortgage
09.2016 - 12.2016Read More
Education Exchange
High School Diploma
Read More