Rock Reber
Loan Officer
St. George,UT
Summary
Experienced Loan Officer with a strong track record of client consultation, loan origination, and compliance. Proficient in pre-qualification, communication, and underwriting coordination. Skilled in building client relationships, facilitating closings, and maintaining organized documentation. Background includes management roles in different industries.
Overview
33
33
years of professional experience
Work History
Loan Officer
Academy Mortgage Corporation
01.2010 - Current
- Conducted client consultations to understand financial situations and homeownership goals
- Assisted clients with loan applications and ensured compliance with federal and state regulations
- Pre-qualified borrowers to determine affordability and eligibility for loan programs
- Maintained open communication with clients, real estate agents, underwriters, and other stakeholders
- Built a client base through networking, referrals, and marketing efforts, generating leads
- Coordinated with underwriters to facilitate loan approvals
- Ensured a smooth closing process by coordinating with title companies, attorneys, and escrow agents
- Provided excellent customer service throughout the loan application process
- Maintained organized and accurate loan files.
Loan Officer
Bank Of America (formerly Countrywide Home Loans)
02.2007 - 01.2010
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Specialized as a Foreclosure Specialist for Southern Utah.
- Pre-Approved all buyers for Bank of America's foreclosed homes.
Loan Officer
Amerstar Home Loans
05.2002 - 02.2007
- Conducted client consultations to discuss financial situations and homeownership goals
- Assisted clients with loan applications and documentation
- Ensured compliance with federal and state regulations
- Pre-qualified borrowers to determine affordability and eligibility
- Maintained open communication with clients, real estate agents, underwriters, and other stakeholders
- Built a client base through networking, referrals, and marketing efforts
- Coordinated with underwriters and facilitated the closing process
- Provided excellent customer service and maintained organized loan files.
Manager
Alpine Environmental Systems
02.1995 - 05.2002
- Managed new and existing builder partnerships
- Scheduled jobs and employees, ordered supplies, and equipment
- Handled service calls on new construction and oversaw daily activities.
Assistant Manager
Maniac Motorsports
05.1991 - 02.1995
- Managed inventory ordering and shop appointments
- Assisted customers and handled day-to-day activities for the motorcycle business.
Education
Associate's Degree in General Studies -
Utah Tech University
St George, Utah05.1991
General Studies -
Dixie High School
St George, Utah05.1989
Skills
- Communication Skills
- Microsoft Word
- Documentation Review
- Customer Service
- Computer Literacy
- Time Management
- Leadership
- Customer Service-Focused
- Financial Transactions Expertise
- Relationship Building and Management
- Document Analysis
- Team Player
Additional Information
Volunteer for Habitat for Humanity.
Timeline
Loan Officer
Academy Mortgage Corporation
01.2010 - Current
Loan Officer
Bank Of America (formerly Countrywide Home Loans)
02.2007 - 01.2010
Loan Officer
Amerstar Home Loans
05.2002 - 02.2007
Manager
Alpine Environmental Systems
02.1995 - 05.2002
Assistant Manager
Maniac Motorsports
05.1991 - 02.1995
Associate's Degree in General Studies -
Utah Tech University
General Studies -
Dixie High School
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