Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Rod Starr

Athol,ID

Summary

Knowledgeable Mortgage Loan Originator with comprehensive background in originating mortgage loans and guiding clients through home financing process. Successfully facilitated numerous mortgage approvals by leveraging in-depth industry knowledge and client-focused strategies. Demonstrated proficiency in financial analysis and regulatory compliance. Experienced with assessing client eligibility for mortgage loans and providing tailored financing solutions. Utilizes in-depth knowledge of regulatory requirements to ensure compliance throughout loan process. Track record of building strong client relationships and delivering exceptional service.

Overview

22
22
years of professional experience

Work History

Mortgage Loan Originator

Willamette Valley Bank
08.2024 - Current
  • Worked with underwriters to fix application problems and resolve issues.
  • Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
  • Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
  • Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
  • Contributed towards achieving branch sales targets through consistent performance in meeting personal goals as well as supporting team members when needed.
  • Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
  • Streamlined the loan origination process with thorough pre-qualification assessments, resulting in faster decisionmaking.

Mortgage Loan Originator

Mountain West Bank
05.2008 - 08.2024
  • Managed a pipeline of mortgage applications, prioritizing tasks to ensure timely closings and meet clients'' needs.
  • Structured loans creatively to address unique borrower situations and maximize approval chances without compromising compliance standards.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Assisted clients in understanding complex mortgage terms, facilitating informed decisions about their financing options.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Conducted borrower interviews to gather necessary information and documentation for loan applications.

Mortgage Loan Originator

Loan Star Mortgage
05.2003 - 02.2008

Provided all steps involved with a residential mortgage loan from application to post closing follow up.

This was a 100% self sourced mortgage company that I was successful at bringing loans to.

  • Contributed towards achieving branch sales targets through consistent performance in meeting personal goals as well as supporting team members when needed.
  • Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.

Mortgage Loan Originator

Wells Fargo Home Mortgage
11.2002 - 04.2003

I performed basically the same tasks as my more current jobs. This job was specifically a sub-prime originator position. So this employment provided me with the ability to think out side the box and provide mortgage solutions to clients with less than A paper qualifications.

Education

Master of Science - Business

University of Idaho
Moscow, ID
12-1996

Skills

  • Loan structuring
  • Pipeline Management
  • Underwriting guidelines
  • Residential mortgage lending regulations
  • Licensed Mortgage Loan Originator

Accomplishments

My most significant time in the mortgage industry was at Mountain West Bank were I worked for 17 years as a MLO. During that time I was part of the President's Club every year starting in 2008. I was the top North Idaho construction loan lender in 2020, 2021 and 2022. I have had 2 junior loan officers that I trained. Both are still successful mortgage loan originators today.

Timeline

Mortgage Loan Originator

Willamette Valley Bank
08.2024 - Current

Mortgage Loan Originator

Mountain West Bank
05.2008 - 08.2024

Mortgage Loan Originator

Loan Star Mortgage
05.2003 - 02.2008

Mortgage Loan Originator

Wells Fargo Home Mortgage
11.2002 - 04.2003

Master of Science - Business

University of Idaho
Rod Starr