Rodney Qualls
Lewisville
Summary
Experienced Credit Collection Manager with extensive knowledge in creditworthiness and collection review. Expert in optimizing credit and collection policies to maximize profit. Demonstrated ability to build strong teams for achieving maximum performance.
Overview
31
31
years of professional experience
Work History
Credit Collection Manager
Bando USA
03.2007 - Current
- Managed a $100 million portfolio
- Implemented new credit and collection guidelines, created collection goals, established special terms for high risk accounts, supervised and coached staff of 8, prepared bad debt for collection, reviewed financial statements for new applications and provided credit insurance
- Monthly KPI and month end close.
Credit Manager
Snap On Credit
01.2005 - 03.2007
- Managed $60M portfolio, managed staff of 11 direct reports, reviewed staff productivity and projected gains and losses, established new collection and credit goals, researched and examined credit risk, designed and implemented credit and collection policy to improve cash flow, negotiated new credit terms for high risk accounts.
Credit Collection Manager
Eder Flag
08.2003 - 01.2005
- Managed accounts receivables, credit and collection, managed a staff of 9, reduced losses by 60%, managed and monitored high risk accounts for suit, tracked funding goals of credit analysis.
Credit Collection Manager
Car Now Acceptance Company
04.2001 - 08.2003
- Managed a $50M portfolio, managed a staff of 18, designed and implemented new underwriting guidelines and collection goals, prepared and authorized accounts for suit, increased profit by 40%, reduced bad debt by 50%.
Branch Manager
National Cash Advance
02.2000 - 04.2001
- Managed staff of 5, approved new loans, collection on past due loans, reduced bad debt by 20%.
Collection Supervisor
Professional Account Management
02.1997 - 02.2000
- Implemented dialer system, increased profits by 18%, led commercial/medical/Government team of 8, conducted meetings with clients and communicated new procedures, designed and implemented new collection training.
Manager
Color Tyme
06.1994 - 01.1997
- Managed 5 direct reports, developed new credit and collection policy, organized sales and deliveries, monitored collection and sales goals, authorized accounts for charge-offs, implemented collection software, evaluated and reviewed credit applications.
Education
Bachelors of Arts - Finance
Jackson State University
Skills
- Process implementation
- Relationship building and management
- Credit Reports
- Performance Monitoring
- Billing and Collections
- Collections expertise
- Accounts Receivable
- Team Leadership
- Account Reconciliation
- Financial Statements Expertise
- Invoicing
- Claims investigation and research
- Expertise in SAP, AS400, Great Plains, Alpha
- Staff Management
- High Radius
Affiliations
NACM
Personal Information
Timeline
Credit Collection Manager
Bando USA
03.2007 - Current
Credit Manager
Snap On Credit
01.2005 - 03.2007
Credit Collection Manager
Eder Flag
08.2003 - 01.2005
Credit Collection Manager
Car Now Acceptance Company
04.2001 - 08.2003
Branch Manager
National Cash Advance
02.2000 - 04.2001
Collection Supervisor
Professional Account Management
02.1997 - 02.2000
Manager
Color Tyme
06.1994 - 01.1997
Bachelors of Arts - Finance
Jackson State University