Rosa Medrano
Cedar,MI
Summary
Well-qualified production assistant bringing demonstrated knowledge and abilities in loan processing. Effective at organizing paperwork, resolving discrepancies and working with third-party vendors to clear issues and completing closings.
Organized and dependable employee, successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking, passionate and loyal team member with organizational skills eager to help the team achieve goals.
Overview
14
14
years of professional experience
Work History
Production Assistant
Loan People LLC
02.2021 - Current
- Complete pre-processing or setup of a loan file.
- APPRAISALS ( Ordering process from start to finish) ** Note: processors will order final inspections
- EMAIL agents/borrowers information relating to the appraisal status ( using jungo system)
- TITLE WORK ( Ordering, Uploading, Reviewing returned docs for accuracy, Requesting corrections)
- IRS TRANSCRIPTS ( Based on criteria- ordering 1040, w2/1099, and/or business transcripts and uploading once returned)
- USPS/CAD/PROPERTY PROFILES- Pulling a property address via USPS to confirm it’s correct ( if not, research to confirm correct address for file) Also pulling a County appraisal District record of property. And for any Real estate owned properties, pulling a property profile report.
- FLOOD- Pulling a flood cert on a property to confirm if in flood zone or not. IF in flood zone, use back up method to double check and then if needed, send the flood from to borrower to sign and notify them that flood insurance will be needed
- ID’s-Verifying and entering Valid Identification for any borrower on the loan or Non Purchasing Spouse
- VOE- Verification of employment and internet verification of valid company on any borrower whose income is being used to qualify for the loan
- HOMEOWNER’S INSURANCE- Obtaining correct Insurance provider information from borrower and ordering evidence of insurance. Once returned, verifying the policy has correct property information, amount of coverage needed, invoice or paid receipt, and that mortgagee information is updated.
- RE-LABELING all initial loan documents saved in file ( to include disclosures, assets, income, tax documents, real estate owned documents, etc..)
- Save email requests for orders into Shared folder and create PA set up notes to inform processor what has been done on file
- Update Processing systems/parties screen as needed with select information/documentation to include title contacts, insurance contacts, seller information and realtor information
- Reading and Interpreting Sales contracts for Purchases
- Any processor requests relating to above items after they take over the file
- Automated or 3rd party Funding VOE’s prior to close of loan.
Mortgage Loan Processor Assistant
Fairway Independent Mortgage
06.2019 - 02.2021
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Communicated with originator and applicant concerning progress of loan file.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Received on-going, comprehensive training on home loan products and mortgage process.
- Upheld complete confidentiality of all submitted information according to release guidelines.
Secondary Math Teacher
Leander Independent School Dst
08.2009 - 06.2019
- Maintained open and productive communication with teaching staff, administration, students and parents.
- Compared and exchanged student performance information with fellow teachers to improve overall performance.
- Developed lesson plans to adhere to clear departmental and school policy objectives.
- Dealt with inappropriate behavior quickly and effectively to maintain calm learning environment.
- Considered differing student abilities and differentiated work assignments accordingly.
- Encouraged students to actively engage in learning, and monitor and review personal objectives.
Education
Bachelor of Science - Spanish
The University of Texas At Brownsville And Texas Southmost College
Brownsville, TX07.1996
Bachelor of Science - Education
The University of Texas At Brownsville And Texas Southmost College
Brownsville, TX06.1996
Skills
- Microsoft Office
- Serve Customer Needs
- Analytical and Critical Thinking
- Oral and Written Comprehension
- Status Updates
- Loan Process Coordination
- Processing Procedures
- Appraisals
- Client Relationships
- Reading Comprehension
- Data Entry
Dancing, reading, crochet, cooking and traveling
I started crocheting just recently. Although I am not very good, i enjoy it very much. I find it quite relaxing and enjoyable, specially in the winter. time. I enjoy reading books, specially books about historical places and historical events. Some books allow me to transport myself to unique magical places from the past. Dancing, is just a good fun way to exercise! I used to be a zumba instructor several years ago and enjoyed all that dancing very much. I am hoping to start doing that again soon.
Languages
Spanish
Native or Bilingual
Timeline
Production Assistant
Loan People LLC
02.2021 - Current
Mortgage Loan Processor Assistant
Fairway Independent Mortgage
06.2019 - 02.2021
Secondary Math Teacher
Leander Independent School Dst
08.2009 - 06.2019
Bachelor of Science - Spanish
The University of Texas At Brownsville And Texas Southmost College
Bachelor of Science - Education
The University of Texas At Brownsville And Texas Southmost College