Ruben Gonzalez
Atlanta,GA
Summary
Financial Analyst with a strong background in financial analysis, budgeting, and compliance. Bilingual in English and Spanish, adept at delivering actionable insights to support strategic decision-making. Skilled in creating annual budgets, conducting variance analysis, developing financial models, and preparing P&L statements.
Overview
3
3
years of professional experience
Work History
Financial Analyst
Zep
Atlanta, GA
08.2023 - Current
- Supported six main business units by providing detailed sales and cost reports.
- Coordinated with sales teams to increase sales effectiveness and set goals.
- Managed customer rebates and oversaw commission reporting.
- Created profit and loss statements for customers to evaluate financial viability.
- Conducted variance analysis to understand discrepancies between actual and budgeted figures.
- Developed financial models to support strategic initiatives and decision-making processes.
- Prepared monthly, quarterly, and annual financial statements and reports for senior management.
Sales Representative
State Farm/Allstate
Atlanta, GA
06.2022 - 05.2023
- Responsible for driving sales and delivering exceptional service to clients as a Sales Representative.
- Played a pivotal role in building and maintaining relationships with a diverse clientele, leveraging an in-depth knowledge of insurance products and services.
- Stay updated on industry trends, insurance regulations, and the competitive landscape to deliver the highest level of service to clients.
Credit Risk Analysis Intern
BBVA Bank
Yopal, Colombia
06.2021 - 08.2021
- Played a vital role in evaluating loan applicants' creditworthiness and repayment capacity at BBVA Colombia.
- This internship provided an opportunity to develop and apply analytical skills while contributing to the bank's risk assessment processes.
- Conducted thorough background research and analysis to evaluate the financial stability, payment history, and industry trends associated with potential borrowers.
Education
Bachelor of Science - Finance
Young Harris College
Young Harris, GA05.2022
Bachelor of Science - Management
Young Harris College
Young Harris, GA05.2022
Skills
- ERP Systems (SAP)
- Financial modeling
- Planful
- Microsoft Excel
- Profit and loss (P&L) analysis
Timeline
Financial Analyst
Zep
08.2023 - Current
Sales Representative
State Farm/Allstate
06.2022 - 05.2023
Credit Risk Analysis Intern
BBVA Bank
06.2021 - 08.2021
Bachelor of Science - Finance
Young Harris College
Bachelor of Science - Management
Young Harris College
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