RUDY DELGADILLO
Fort Worth,TX
Summary
Results-oriented CAMS-certified AML professional with 9 years of experience in transaction monitoring, enhanced due diligence, and SAR filing. Expertise in managing complex investigations and conducting thorough due diligence reviews, ensuring regulatory compliance and mitigating financial risk. Maintains impeccable audit records while collaborating with teams to strengthen compliance programs in both office and remote environments.
Overview
1
1
Certification
18
18
years of professional experience
Work History
Senior Compliance Analyst, AML/CA
Biscayne Bank/First Citizens Bank
Miami, FL
11.2016 - 07.2026
- Managed and investigated complex cases of suspicious financial activity. Conducted thorough Enhanced Due Diligence (EDD) reviews for higher risk clients. Analyzed transaction patterns and client profiles to identify potential sanctions violations, money laundering or terrorist financing risks.
- Led team of junior compliance analysts in researching and investigating unusual activities and flagged documentation, ensuring adherence to laws and regulations.
- Prepared comprehensive Suspicious Activity Reports (SARs) and due diligence reviews in accordance with federal regulations. Developed detailed investigation reports, case summaries, and risk assessments. Produced quality assurance reports and recommendations for process improvements.
- Prepared comprehensive Suspicious Activity Reports (SARs) and due diligence reviews in accordance with federal regulations. Developed detailed investigation reports, case summaries, and risk assessments. Produced quality assurance reports and recommendations for process improvements.
- Prepared comprehensive Suspicious Activity Reports (SARs) and due diligence reviews in accordance with federal regulations. Developed detailed investigation reports, case summaries, and risk assessments. Produced quality assurance reports and recommendations for process improvements.
- Achieved flawless regulatory audit record, ensuring compliance with applicable rules and regulations.
- Successfully ensured the smooth functioning of departmental operations through robust administrative support, ensuring efficient operation and high performance.
Teller, Personal Banker
Wells Fargo Bank NA
Miami, FL
06.2010 - 11.2016
- Prepared and delivered financial services presentations to customers, clarifying product offerings and increasing product adoption and customer satisfaction.
- Prepared CTR and UAR to ensure compliance with reporting requirements.
- Complied with regulatory requirements, including the Bank Secrecy Act, Anti-Money Laundering Act, OFAC, USA Patriot Act, and Community Reinvestment Act, ensuring the bank's operations remained within legal boundaries.
- Counted currency, coins, and checks accurately by hand and with currency-counting machines, ensuring proper preparation for deposit or shipment to branch banks or the Federal Reserve Bank.
- Trained staff in computer applications and banking operations, enhancing team efficiency and minimizing errors.
Front Desk Supervisor
Regency Hotel
Miami, FL
06.2008 - 06.2010
- Maintained accurate records of room availability and guest accounts in computer system, generating detailed reports to support operational decisions.
- Conducted employee meetings to enhance communication and collaboration, directly contributing to improved service delivery.
- Performed bookkeeping activities, balancing accounts and conducting nightly audits to ensure financial accuracy and compliance.
Education
Associate in Arts - Criminal Justice
Miami Dade College
Miami, FL07-2011
High School Diploma -
Miami Senior High School
Miami, FL06-2008
Skills
- Anti-money laundering oversight
- Regulatory compliance
- Compliance Program Management
- Regulatory Documentation
- Regulatory Research
- Risk Assessment
- Data Analysis and Management
- Strategic Reporting
- Banking Systems Software
- Process Enhancement
- Project Coordination
- Team Leadership
- Cross-Department Collaboration
- Microsoft Office Suite
- Fluent in Spanish and English (Excellent Verbal and Written Communication)
- Confidentiality and Compliance
- Social awareness
Certification
- Financial & International Business Association (FIBA)
- Anti-Money Laundering Certified Associate (AMLCA)
- Certified Anti-Money Laundering Specialist (CAMS) | ACAMS
Timeline
Senior Compliance Analyst, AML/CA
Biscayne Bank/First Citizens Bank
11.2016 - 07.2026
Teller, Personal Banker
Wells Fargo Bank NA
06.2010 - 11.2016
Front Desk Supervisor
Regency Hotel
06.2008 - 06.2010
Associate in Arts - Criminal Justice
Miami Dade College
High School Diploma -
Miami Senior High School